For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Commodity Trade Finance Advisory and Placement
Replace one-off LC applications with a repeatable issuance program structured around your procurement cycle. Financely helps established traders arrange revolving documentary letter of credit facilities for recurring oil, soft commodity, and metals transactions.
A revolving letter of credit facility establishes an approved issuance limit that can support multiple qualifying purchases. Once an issued LC is paid, refinanced, or otherwise discharged, availability may be reinstated under the agreed facility terms. The trader can fund recurring shipments without rebuilding the entire credit structure for every cargo.
Financely combines letter of credit facility negotiation with transaction analysis, collateral structuring, financial presentation, lender placement, and closing coordination. The objective is a financeable program that reflects the actual purchase, shipment, title, sale, and collection cycle.
LC facilities for recurring purchases of crude oil, diesel, gasoil, gasoline, jet fuel, fuel oil, LPG, and other eligible petroleum products. Structures are reviewed against supplier credibility, buyer orders, inspection, storage, shipping, sanctions, and payment mechanics.
Explore petroleum trade finance
Repeat issuance programs for sugar, coffee, cocoa, grains, rice, edible oils, cotton, and other agricultural goods. Facility design can account for seasonal purchasing, warehouse controls, quality certificates, price exposure, and confirmed distribution or offtake.
View eligible soft commodities
Documentary LC facilities for eligible copper, aluminum, zinc, nickel, steel products, concentrates, and other physical metals. Underwriting focuses on assay, origin, title, inspection, buyer quality, price adjustment formulas, and logistics.
Explore metals trade finance| Facility Component | Proposed Structure | Commercial Purpose |
|---|---|---|
| Issuance limit | A defined maximum aggregate exposure, with transaction or supplier sublimits where required | Creates repeat purchasing capacity within approved credit parameters |
| Documentary credit | Irrevocable MT700 LC at sight, usance, UPAS, or another bank-approved payment structure | Matches supplier payment requirements to the financed trade cycle |
| Revolving availability | Availability reinstates after compliant settlement or repayment, subject to facility conditions | Supports recurring cargoes without a fresh credit approval for every utilization |
| Tenor | Shipment, document presentation, sale, and collection periods aligned to the underlying trade | Reduces maturity mismatch between supplier payment and buyer collection |
| Collateral package | Cash margin, receivables assignment, inventory or cargo control, insurance, guarantees, sponsor support, or other approved security | Allocates risk based on the trader, goods, counterparties, and control structure |
| Repayment source | Controlled buyer proceeds, documentary collections, assigned receivables, or another verifiable source | Connects facility repayment to the financed transaction |
| Operational controls | Approved suppliers, buyers, commodities, jurisdictions, Incoterms, inspectors, warehouses, and transport routes | Defines which transactions may be funded under the program |
The facility may be structured as a bank LC line, a lender-backed issuance program, or part of a wider revolving trade finance facility. Where inventory and receivables drive availability, a borrowing-base structure may be more appropriate than a fixed issuance limit.
Assessment of the trader, transaction history, contracts, financial statements, counterparties, margins, logistics, collateral, and repayment cycle.
Proposed issuance limit, tenor, LC type, revolving mechanics, security package, repayment controls, covenants, and conditions precedent.
Review of documentary conditions, shipment terms, document presentation, discrepancy exposure, expiry, confirmation, and reimbursement provisions.
Targeted presentation to suitable trade banks, non-bank financiers, commodity lenders, credit insurers, and risk participants where applicable.
Comparison and negotiation of pricing, margin, tenor, sublimits, collateral, eligible trades, events of default, reporting, and utilization conditions.
Coordination of diligence, KYC, account setup, facility documentation, conditions precedent, LC application, and first approved drawdown.
The scope is designed for a complete facility mandate, not a generic bank introduction. If a buyer contract can support the repayment case, we can also assess a buyer-backed trade finance facility or combine documentary credit issuance with structured debt financing for commodity traders.
Clients that need a narrower single-transaction structure can review our documentary letter of credit services. Traders seeking a wider working-capital program can consider a trade finance line of credit.
Submit the requested facility size, commodity, jurisdictions, supplier terms, buyer terms, shipment cycle, collateral position, and transaction history. We will review whether the mandate is suitable for structured placement.
Request a QuoteA one-off LC supports a single approved purchase. A revolving facility establishes an overall issuance framework under which availability can be reused after compliant settlement or repayment, subject to the agreed limit, eligibility criteria, sublimits, and credit conditions.
Potentially. The bank or lender may approve a supplier pool, individual supplier sublimits, commodity restrictions, jurisdiction limits, and transaction-level conditions. Every supplier and trade remains subject to compliance and facility eligibility.
The appropriate format depends on the supplier contract, issuing bank, confirming bank, reimbursement structure, tenor, and borrower credit. At-sight, usance, and UPAS structures may be considered when supported by the selected finance parties.
No single collateral rule applies to every facility. Banks and lenders may consider cash margin, receivables, controlled inventory, cargo, insurance, guarantees, sponsor support, or buyer-backed repayment. The required package depends on the applicant, transaction history, counterparties, jurisdictions, and control structure.
New companies face a higher credit burden. A strong buyer, established supplier, experienced management team, sufficient equity, transparent transaction controls, and credible collateral can improve the case, but approval is never automatic.
No. Financely provides advisory, structuring, transaction preparation, and placement support. Any LC is issued by an approved bank or financial institution following its own underwriting, KYC, compliance, collateral, and credit approval.
Timing depends on document quality, bank onboarding, KYC, counterparty diligence, collateral perfection, legal documentation, and credit committee scheduling. A complete data room and consistent contracts reduce avoidable delays.
Financely is an independent structured finance advisory and placement firm. It is not a bank and does not issue letters of credit. Facility availability, structure, pricing, collateral, timing, and approval remain subject to bank or lender underwriting, KYC, AML, sanctions, legal, and credit requirements. Advisory services are provided on a best-efforts mandate basis.
Financely advises post-revenue businesses on accessing capital by presenting opportunities to professional investors, coordinating when needed with regulated broker-dealers, investment banks, and legal counsel.
We are not a broker-dealer, do not solicit or accept securities orders, serve only B2B clients, and make no assurance of capital-raising outcomes.
For trade finance, project finance, commercial real estate, or business acquisition mandates, submit a request for quote with a concise deal summary and supporting documents.
Our team will review and provide a tailored proposal within 1 to 3 business days.