Revolving Trade Finance Facility
Financely helps importers, exporters, commodity traders, distributors and SMEs structure revolving trade finance facilities for repeat purchase, shipment, inventory and receivables cycles. The facility can be designed around confirmed orders, eligible invoices, inventory, letters of credit, payment history and trade contracts.
Repeatable Working Capital for Trade Cycles
A revolving trade finance facility gives eligible businesses access to a reusable credit line for trade transactions. Instead of arranging a new facility for every shipment, the borrower can draw, repay and redraw within an approved limit, subject to eligibility, documentation and lender controls.
The facility is typically used where the business has repeat purchase orders, regular buyers, supplier payment requirements, inventory movement, receivables or cross-border trade flows that need structured working capital.
Financely’s role: We structure the request, review the trade cycle, prepare the lender-facing file and coordinate suitable capital provider distribution for eligible transactions.
Who This Facility Is For
Importers
Companies that need supplier payments, LC support, inventory funding or working capital before goods are sold.
Exporters
Businesses that need production, shipment, receivables or bridge funding before buyer payment is received.
Commodity Traders
Traders with repeat flows, identifiable buyers, supplier contracts, inspection controls and clear repayment sources.
What the Facility Can Support
Purchase Orders
Funding for confirmed orders where buyer quality, margin, supplier route and delivery timeline can be reviewed.
Receivables
Advances against eligible invoices owed by acceptable buyers, subject to concentration, dilution and payment history.
Inventory
Funding against eligible inventory where ownership, valuation, storage, insurance and liquidation route are clear.
Indicative Term Sheet
The terms below are indicative only. Actual terms depend on borrower profile, trade history, buyer quality, supplier route, collateral, jurisdiction, documentation, insurance, commodity type and capital provider appetite.
| Facility Type | Revolving trade finance facility for eligible trade cycles, purchase orders, inventory, receivables or shipment flows. |
|---|---|
| Indicative Facility Size | USD 500,000 to USD 50,000,000+, subject to borrower capacity, transaction volume and eligible collateral base. |
| Tenor | Typically 6 to 24 months, with renewal subject to performance, reporting and lender approval. |
| Drawdown Structure | Draw, repay and redraw within the approved facility limit, subject to borrowing base, eligible documents and transaction approval. |
| Advance Rate | Indicatively 50% to 85% of eligible receivables, inventory, purchase order value or transaction cost, depending on risk and structure. |
| Pricing | Benchmark rate plus margin, or fixed monthly pricing, depending on lender type, jurisdiction, tenor, collateral and risk profile. |
| Security | May include receivables assignment, inventory pledge, cash control, trade documents, insurance assignment, corporate guarantee, personal guarantee, LC proceeds or transaction-specific collateral. |
| Eligible Uses | Supplier payments, shipment funding, import finance, export finance, inventory build-up, receivables bridge, LC-backed trade flows and repeat working capital cycles. |
| Key Documents | Corporate documents, financial statements, bank statements, buyer contracts, supplier invoices, purchase orders, shipping documents, inventory reports, insurance and trade history. |
| Indicative Timeline | Initial review in 3 to 8 business days after complete document submission. Capital provider process and closing timeline depend on transaction quality and diligence requirements. |
What Lenders Usually Review
A revolving trade finance facility is underwritten around the borrower, the trade cycle and the repayment source. Lenders will usually assess whether the business has repeatable transactions, credible buyers, clean documentation, reliable suppliers and enough margin to carry financing costs.
Trade Cycle
Purchase, shipment, storage, delivery, invoicing, collection period and repayment mechanics.
Counterparties
Buyer credit, supplier reliability, contract quality, concentration risk and payment behavior.
Controls
Cash control, document control, insurance, inspection, collateral monitoring and reporting discipline.
Financely’s Process
1. File Review
We review the borrower, trade history, buyer and supplier route, capital need, documents and repayment source.
2. Facility Structuring
We shape the facility request around eligible collateral, drawdown mechanics, controls, use of funds and lender appetite.
3. Capital Provider Distribution
We prepare the lender-facing package and coordinate distribution to relevant trade finance capital providers.
Request a Revolving Trade Finance Facility Quote
Submit your trade cycle, facility size, buyer details, supplier route and available documents. Financely will review whether the transaction can be structured for revolving trade finance distribution.
Frequently Asked Questions
What is a revolving trade finance facility?
A revolving trade finance facility is a reusable credit line that allows an eligible business to draw, repay and redraw funding for trade cycles such as imports, exports, purchase orders, inventory and receivables.
What can a revolving trade finance facility be used for?
It can be used for supplier payments, shipment funding, inventory purchases, export production, receivables bridging, purchase order finance and repeat cross-border trade flows.
What facility size can Financely support?
Financely can review facilities from approximately USD 500,000 to USD 50,000,000+, depending on borrower strength, trade history, collateral, buyer quality and lender appetite.
What documents are usually required?
Common documents include corporate documents, financial statements, bank statements, buyer contracts, purchase orders, supplier invoices, inventory reports, shipping documents, insurance and trade history.
Does a revolving trade finance facility require collateral?
Usually yes. Collateral may include receivables, inventory, cash control, trade documents, insurance assignment, guarantees, LC proceeds or other transaction-specific security.
Does Financely provide the facility directly?
Financely is not a lender. Financely supports facility structuring, lender readiness, document preparation and capital provider distribution for eligible trade finance transactions.
Important: This page provides general commercial information only. Financely is not a bank, lender, broker-dealer, securities placement agent, law firm, tax adviser, escrow agent or investment adviser. All financing is subject to lender review, documentation, underwriting, compliance checks and final approval.
Financely provides commercial finance advisory, mandate structuring, bank instrument review, lender readiness support, AI-assisted capital provider matching and transaction coordination for eligible business transactions. This page does not constitute legal, tax, securities, accounting, banking, regulatory or investment advice.