For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Transaction Financing & Structured Debt Advisory
Financely structures and arranges financing for companies, sponsors and acquirers with defined transactions.
We work on acquisition finance, contract-backed working capital, structured trade and commodity finance, project debt, commercial real estate, private credit, asset-based facilities and other complex financing requirements where the use of proceeds, repayment source and transaction structure can be clearly identified.
Acquisition, contract, project, asset, trade flow or financing event.
Build the credit case, capital stack and lender-facing file.
Target banks, private credit and specialist financing providers.
Commercial terms and advisory scope are agreed before execution.
A serious financing mandate starts with a specific capital requirement. The lender needs to understand the use of proceeds, repayment source, collateral, cash flow, sponsor contribution, contracts, transaction economics and downside case before determining whether the proposed facility can be supported.
Transaction Financing Mandates
Financely works across the debt and structured-capital spectrum. The financing structure follows the economics, assets, contracts, cash flows and execution requirements of the underlying transaction.
A buyer acquiring an operating company may require senior acquisition debt, asset-based financing, seller support, mezzanine capital or a layered capital stack. Financely's acquisition financing work focuses on purchase price, target EBITDA, buyer equity, debt capacity, post-closing liquidity and repayment.
Contractors with awarded commercial, government, EPC, logistics or service contracts can require working capital before milestone collections begin. The facility can finance mobilization, payroll, materials, equipment, suppliers and contract execution against a credible payment route.
Manufacturers, distributors and suppliers with confirmed orders may need capital before delivery. Financely can structure purchase order financing around the buyer, supplier, production cycle, gross margin, delivery requirements and eventual receivable.
Importers, exporters, traders and processors can use structured trade finance to finance supplier payments, inventory, shipment, receivables and contracted commodity flows while controlling documents, goods and cash proceeds.
Sponsors of energy, infrastructure, industrial and real-asset projects can use project finance structures built around construction costs, sponsor equity, contracts, offtake, project cash flow, DSCR and long-term debt capacity.
Property investors and sponsors may require acquisition debt, refinance capital, construction financing, mezzanine capital or commercial real estate bridge financing for time-sensitive acquisitions and transitional assets.
Development financing can be structured around land basis, development budget, permits, sponsor equity, pre-sales, leases, construction milestones, cost-to-complete and the permanent financing or asset-sale exit.
Operating companies with recurring receivables, inventory or other eligible current assets can use structured working capital facilities. For businesses with fluctuating asset balances, borrowing-base facilities can create revolving availability tied to eligible collateral.
Companies and sponsors requiring senior secured debt, unitranche, second lien, mezzanine or preferred capital can use Financely's private credit placement capabilities for lender positioning, underwriting preparation, targeted placement and transaction execution.
Capital Structure
A financing mandate may involve one facility or several layers of capital. Financely evaluates the transaction as a complete capital structure rather than treating every requirement as a standard loan request.
First-priority debt supported by company cash flow, transaction assets or specified collateral.
Flexible institutional debt for acquisitions, refinancings, capex, working capital and complex transactions.
Revolving facilities supported by eligible receivables, inventory, equipment or other collateral pools.
Short-term capital tied to a defined acquisition, maturity, liquidity event or refinance strategy.
Subordinated financing used beneath senior debt and above common equity.
Structured preferred capital for transactions requiring additional flexibility within the capital stack.
Letters of credit, supplier finance, inventory finance, receivables finance and other transaction-controlled trade structures.
Where lender risk requires additional support, credit enhancement can include guarantees, reserves, collateral support, insurance or bank instruments.
Lender Underwriting
Financely structures each mandate around the issues capital providers will examine at underwriting and credit committee. The transaction has to show why capital is required, what supports it and how the facility is expected to be repaid.
Acquisition, contract execution, inventory, construction, refinance, capex or another defined purpose.
EBITDA, receivables, contracted proceeds, project cash flow, asset sale or permanent refinance.
Receivables, inventory, property, equipment, project assets, contracts or another enforceable security package.
Historical and projected ability to absorb interest, amortization, working-capital movements and downside cases.
Leverage, DSCR, fixed-charge coverage, advance rates or other structure-specific sizing metrics.
Cash contribution, existing basis, subordinated capital and the sponsor's continuing economic exposure.
Purchase agreements, offtake, awards, leases, customers, suppliers and other material transaction counterparties.
Repayment alternatives, collateral recovery, refinance risk and what happens if execution takes longer than expected.
Transaction Examples
A buyer has an LOI or purchase agreement, target financials and a defined equity contribution. The mandate requires senior acquisition debt, seller paper treatment and potentially junior capital to complete the sources and uses.
A contractor has a signed award and needs working capital for mobilization, payroll, equipment and suppliers before the first milestone or certified receivable is paid.
A manufacturer has confirmed purchase orders but needs capital for raw materials and production. The financing is structured around the buyer, production cycle, supplier requirements, margin and payment route.
A commodity trader has identifiable supply and offtake contracts and requires capital between supplier payment and buyer collection. The facility may involve purchase finance, inventory control or a revolving borrowing base.
A sponsor has site control, permits, project costs, an operating model and revenue contracts. The financing case requires senior project debt, sponsor equity, reserves and potentially mezzanine or credit support.
An operating company has recurring inventory purchases and customer receivables. A borrowing-base facility can convert eligible working-capital assets into revolving debt capacity.
A sponsor has a purchase agreement and defined closing date. Capital may include senior acquisition debt, bridge financing, mezzanine capital or preferred equity depending on leverage and the business plan.
An operating company has identifiable EBITDA, assets and existing debt but needs a new senior, unitranche, second-lien or mezzanine structure to refinance maturities or fund growth.
Paid Professional Advisory
Financely operates through paid advisory mandates. Clients engage us to assess the transaction, determine the appropriate financing strategy, prepare the credit case and manage the capital-placement process.
The advisory retainer compensates Financely for substantive professional work performed before and during lender engagement. It allows the transaction to be underwritten, structured and presented with the level of discipline expected by banks, private credit funds and institutional capital providers.
Before engagement, the client receives a commercial proposal defining the proposed scope, advisory fees and execution process.
Evaluate the financing requirement, transaction structure, counterparties, risks and available documentation.
Determine which debt, trade, asset-backed, private-credit or hybrid structure fits the transaction.
Size senior debt, junior capital, sponsor equity, reserves and other components of the financing stack.
Develop the credit narrative, financial model, sources and uses, transaction summary, collateral analysis and supporting lender materials.
Identify capital providers by product, transaction size, jurisdiction, sector, collateral, tenor and credit profile.
Coordinate targeted presentation of the mandate to suitable banks, private credit funds and specialist financing sources.
Evaluate pricing, leverage, advance rates, security, covenants, recourse, amortization and other commercial terms.
Manage information requests, due diligence workstreams, conditions precedent and financing execution through closing.
Engagement Process
The process is designed to determine fit early, define the advisory scope clearly and approach capital providers with a properly structured financing case.
Submit the transaction, financing amount, use of proceeds, repayment source, timeline and available supporting material.
Financely determines whether the transaction fits our capabilities and whether a credible financing path exists.
The client receives a defined commercial proposal setting out scope, fees and the proposed execution process.
The client signs the engagement and pays the applicable advisory retainer.
Financely develops the credit case, financing structure, lender package and transaction data room.
Suitable banks, private credit funds and specialist capital providers are approached according to lender fit.
Interested capital providers conduct their own credit underwriting, due diligence and approval process.
Financely supports term-sheet analysis, information requests, documentation and transaction coordination through closing.
Mandate Fit
Strong mandates give capital providers enough substance to underwrite a transaction and give Financely a clear basis for structuring and placement.
A specific acquisition, project, contract, property, trade flow, refinance or working-capital requirement.
Requested capital is tied to identifiable transaction costs, assets or obligations.
EBITDA, cash flow, receivables, contracted proceeds, asset sales or another visible repayment source.
Financials, contracts, LOIs, purchase agreements, models, asset schedules or other transaction evidence.
Where required, the sponsor can demonstrate sufficient equity, liquidity or continuing economic exposure.
The client is prepared to engage Financely under a paid mandate for structuring, placement and transaction execution.
Request a Commercial Proposal
A quote request should describe the actual transaction rather than simply state that the company needs capital.
Provide enough information for Financely to understand the financing requirement, identify the likely structure and determine whether the mandate falls within our execution scope.
Request a QuoteFrequently Asked Questions
Submit the financing amount, transaction structure, use of proceeds, repayment source, collateral position, sponsor contribution, supporting documentation and target closing date. Financely can determine the appropriate advisory scope and issue a commercial proposal for structuring and capital placement.
Financely provides paid structured finance advisory and capital placement services for serious, commercially viable transactions. Clients receive a defined advisory scope and commercial proposal before engagement. Request a QuoteFinancely provides paid structured finance advisory, transaction structuring, capital placement and execution support on a best-efforts basis. Financely is an advisor and arranger and is not a bank or direct lender. Financing is provided by third-party banks, private credit funds, asset-based lenders, specialty finance companies and other institutional capital providers following their independent underwriting and approval. Engagement requires execution of the applicable advisory mandate and payment of the agreed fees. Transactions remain subject to KYC, AML, sanctions screening, credit underwriting, due diligence, collateral review, legal documentation, market conditions and applicable conditions precedent. Financely does not guarantee financing, lender approval, pricing, leverage, terms or transaction completion. Where regulated securities or placement activity is required, appropriately licensed or authorized parties must be involved.
Understand how physical trade can be financed across the full transaction cycle, from supplier payment and pre-shipment funding through inventory, borrowing bases, documentary credit, receivables and final repayment. The guide outlines the core structures lenders evaluate, the documentation required and how transactions are prepared for financing.
Financely advises post-revenue businesses on accessing capital by presenting opportunities to professional investors, coordinating when needed with regulated broker-dealers, investment banks, and legal counsel.
We are not a broker-dealer, do not solicit or accept securities orders, serve only B2B clients, and make no assurance of capital-raising outcomes.
For trade finance, project finance, commercial real estate, or business acquisition mandates, submit a request for quote with a concise deal summary and supporting documents.
Our team will review and provide a tailored proposal within 1 to 3 business days.