Products
- Senior secured term loans and unitranche
- Second lien and mezzanine
- Preferred equity with cash or PIK distributions
- Asset based lines over receivables and inventory
Private Credit Placement
We arrange senior, unitranche, mezzanine, and preferred capital for operating companies, projects, and real assets. Clear story, credible numbers, disciplined process to funding.
We act as placement agent for private credit mandates across acquisition finance, capex and growth, refinancing, and special situations. Our work covers credit narrative, model and sensitivities, covenant framework, security and intercreditor alignment, lender mapping by product and jurisdiction, and Q and A to term sheet and close. Outcome: a committed facility sized to risk with a timetable you can run.
Scope of Service
Uses
- M&A and buyouts
- Growth and working capital
- Refinancing and recapitalizations
- Project and CRE transitional finance
Underwriting
- Model, DSCR and leverage tests, downside cases
- Collateral package and security perfection plan
- Covenants, baskets, and reporting cadence
- Intercreditor and structural subordination mapping
Placement
- Lender short list by ticket, hold, and tenor
- RFI and term sheet negotiations
- Diligence workplan and third party reports
- Closing checklist, CPs, and funding mechanics
Indicative Mini Term Sheet
- Facility Type: Senior secured, unitranche, second lien, mezzanine, or preferred equity
- Size: From USD 10,000,000
- Tenor: 3 to 7 years; amortization and bullet profiles case by case
- Pricing: Benchmark plus margin; mezzanine and preferred priced to risk with cash/PIK mix
- Security: All assets or specified collateral; guarantees where appropriate
- Covenants: Leverage, interest cover, minimum liquidity, and information undertakings
- Use of Proceeds: Acquisition, growth, refinancing, capex, or reserve funding
- Fees: Placement success fee 1.5% to 3.0% of funded amount; Work fee/retainer USD 50,000 to 100,000 at mandate; OID and lender fees per market; third party costs passed at cost
- Conditions Precedent: Satisfactory diligence, definitive documents, legal opinions, and CPs
- Timing: Indicative 4 to 10 weeks from data room to closing subject to diligence
Eligibility and Dossier
Minimums
- EBITDA profile or contracted cash flows
- Facility size from USD 10,000,000
- Defined use and timeline
Core Dossier
- Company KYC, ownership, and management bios
- Historical financials and model with cases
- Collateral schedule and legal structure chart
- Material contracts and permits where relevant
Process
Scoping
Mandate and KYC. Objectives, facility type, collateral, and timetable confirmed.
Underwriting
Model and sensitivities, covenants, and security plan prepared. Data room opened.
Placement
Lenders approached by fit and hold. Term sheets negotiated to credit approval.
Closing
Documents executed, CPs satisfied, funds disbursed. Post close reporting cadence set.
Pricing Guidance
- Placement success fee 1.5% to 3.0% of funded amount
- Work fee/retainer USD 50,000 to 100,000 credited at close
- Legal, diligence, and third party costs passed at cost
- Lender economics per market for the selected product
Final terms depend on leverage, collateral quality, covenant package, sector, and jurisdiction.
Request a Private Credit Proposal
Share your facility need, timelines, and collateral. We respond with lender options, draft terms, and a closing plan.
Provide financials, model, use of proceeds, and security package. Indicate senior, unitranche, second lien, mezzanine, or preferred.
Facilities are provided by licensed lenders and remain subject to diligence, credit approval, documentation, and KYC/AML.
Financely acts as placement agent and arranger. We are not a bank and do not take deposits. Nothing here is a commitment to lend.
