Trade Finance Structuring and Funding

We arrange funded trade facilities so deposits, cargo, and payment gaps are covered on time and volumes grow without waiting for slow or inconsistent bank decisions.

We structure and place trade finance with banks and private credit funds across LC backed, receivables, and inventory lines. Scope covers trade flow review, risk mapping, collateral and controls, credit appetite testing, pricing discovery, term sheet negotiation, and coordination through closing. The result is a usable facility tied to real counterparties and shipments, with clear draw rules and predictable repayment.

Scope of Services

Trade Flow Review

  • Map counterparties, trade routes, and Incoterms for each lane
  • Check contracts, payment terms, and FX exposure against funding needs
  • Identify where cash is locked in the cycle and stress test delays
  • Screen buyers, suppliers, countries, and compliance risks

Working Capital Design

  • Design facilities around order to cash cycles instead of fixed formulas
  • Blend LC backed, receivables, and inventory lines where suitable
  • Set target advance rates, reserves, and control accounts
  • Prepare a lender ready credit story with clear use of proceeds

Execution

  • Sound out appetite with suitable banks and private credit desks
  • Run term sheet discussions and compare structures and covenants
  • Coordinate diligence, conditions precedent, and security perfection
  • Support first draw and bedding in of reporting and controls

Use Cases

  • Importers needing to fund deposits, cargo, duties, and VAT
  • Exporters granting longer terms to win and retain buyers
  • Physical traders bridging LC issuance, shipment, and settlement
  • Distributors scaling with supplier discounts and larger call offs

Structures We Arrange

  • LC backed pre shipment and post shipment finance
  • Borrowing base lines against receivables and inventory
  • UPAS LC structures and refinancing of usance LCs
  • Escrow backed packing loans and prepayment structures
  • Program lines for repeat trades and framework contracts

Eligibility and Dossier

Minimums

  • Requested facility from USD 2,000,000
  • Established trading history and audited or reviewed accounts
  • Clean KYC, sanctions, and source of funds profile

Core Dossier

  • Corporate KYC, group structure, and key management details
  • Latest financial statements, receivables aging, and stock reports
  • Sample contracts, invoices, and a clear trade flow narrative
  • Security available and overview of existing banking lines

Process

Intake

Mandate signed, KYC received, and a focused trade and financial data pack shared. Target facility size and timing discussed up front.

Structuring

Working capital gap analysis, proposed structure, advance rates, and security package drafted. Early feedback taken from likely funding partners.

Credit Process

Selected banks and funds receive a full pack. Questions are answered in a coordinated way and commercial terms and covenants are refined.

Documentation and Funding

Facility and security documents are agreed, conditions precedent are cleared, and the line moves to first availability for draw against eligible trades.

Ongoing Support

Usage, reporting, and reserves are monitored to maturity. Where performance is strong, we help position the facility for size increases or renewals.

Pricing Guidance

  • Lender margin and fees set by borrower risk, collateral, tenor, and structure
  • Arrangement retainer quoted after initial screening and agreed scope
  • Success fee linked to funded facility size and initial draw at closing
  • Legal, security, and third party costs passed through at cost

Final economics depend on credit profile, collateral quality, sector, jurisdictions involved, and the strength of controls around proceeds.

Request A Trade Finance Proposal

Share trade flows, counterparties, and funding needs. We respond with eligibility, a target structure, and a clear path to a funded facility.

Include corporate KYC, recent financials, an overview of your trade routes, and current banking lines. Indicate facility size, use of proceeds, and timing. We act as arranger and coordinate with regulated funding partners from first review through to closing.

Request A Quote Upload To Portal

All transactions are subject to KYC and AML, sanctions checks, credit approval, document compliance, final legal review, and signed agreements. No offer of securities is made.

Financely acts as advisor and arranger. We are not a bank and do not take deposits. Trade finance facilities depend on credit approval, security, document compliance, and counterparty performance. Nothing here is a guarantee of funding.