Originate, underwrite, distribute and securitize trade finance assets.
Financely is a trade finance origination-to-distribution platform for originators, lenders and institutional capital partners. The platform helps trade finance lenders, commodity ABL originators, regional banks, private credit managers and institutional investors convert transaction flow into lender-ready and investor-ready trade finance assets.
The trade finance gap is an origination, data and distribution problem.
Trade finance demand is large, yet many assets stay trapped with originators that lack distribution infrastructure, standardized reporting or institutional capital pathways.
USD 2.5 trillion funding shortfall
ADB’s 2025 Global Trade Finance Gap Survey estimates the global trade finance gap at USD 2.5 trillion.
Trade assets have institutional risk data
The ICC Trade Register is backed by over USD 25.7 trillion in transactions from leading global banks.
Distribution is becoming institutional
Trade finance distribution platforms show the market need for connecting originators, banks and institutional investors.
Financely’s position: trade finance assets become more fundable when they are originated, structured, documented, monitored and distributed in an institutional format.
Apply for Platform AccessWho the platform is built for
Financely serves institutions with origination flow, funding appetite, risk-sharing needs, portfolio concentration issues or securitization ambitions.
Non-bank trade finance lenders
For lenders with borrower demand, constrained balance sheet capacity and a need to distribute funded exposure through participations, assignments or whole-loan sales.
Commodity finance originators
For platforms funding borrowing bases, receivables, warehouse receipts, collateral-managed inventory, in-transit cargo and escrow-controlled physical trades.
Regional and challenger banks
For banks that need funded or unfunded risk participation, obligor-limit relief, portfolio deconcentration and standardized distribution files.
Private credit managers
For funds seeking asset-level data, short-duration exposure, servicer reporting, eligibility criteria and controlled trade finance deployment.
Asset managers and investors
For investors seeking access to trade loans, receivables, payables finance, inventory-backed assets and securitized pools.
Commodity and B2B platforms
For marketplaces, procurement networks and trading platforms that want embedded finance, escrow flows, buyer finance or supplier finance.
What the platform does
Financely combines origination, credit file standardization, capital-provider routing, securitization preparation and post-close reporting.
Structured mandate intake
Capture borrower, obligor, buyer, seller, contract, invoice, inventory, shipment, payment-instrument and funding-request data.
Credit file standardization
Prepare lender memos, obligor summaries, collateral schedules, receivables aging, dilution analysis, concentration exposure and covenant packages.
Risk-sharing and asset placement
Route viable assets through participation, assignment, whole-loan sale, co-funding, warehouse line, guarantee wrap or investor distribution.
Pool and program design
Prepare eligibility criteria, reserve accounts, SPV logic, waterfall mechanics, servicer reporting and asset-level data tapes.
Post-close reporting
Support asset eligibility, repayment status, covenant tracking, borrowing-base reports, investor updates and exception monitoring.
KYB, KYC, AML and sanctions
Organize UBO records, PEP checks, sanctions screening, source-of-funds documentation, counterparty files and transaction risk controls.
From origination to distribution in three steps
The workflow turns raw trade finance demand into structured assets that can be funded, participated, warehoused or securitized.
Originate
Capture mandates from borrowers, originators, commodity traders, importers, exporters, B2B platforms and portfolio sellers.
Structure
Build the credit file with asset eligibility, collateral control, receivables aging, invoice verification, escrow waterfalls and KYB/KYC/AML evidence.
Distribute
Route assets to banks, ABL lenders, private credit funds, institutional investors, warehouse lenders, insurers or securitization partners.
Make trade finance assets easier to fund, hold, sell and securitize.
Financely’s platform thesis is that trade finance needs institutional origination, credit-file discipline, asset-level data, reporting standards, distribution pathways and securitization infrastructure.
How capital can enter the transaction
Trade finance distribution can use funded or unfunded structures depending on the asset, tenor, obligor, collateral package and reporting profile.
| Route | Use case | Institutional value |
|---|---|---|
| Risk participation | Distribute funded or unfunded exposure to another lender or investor | Supports risk sharing, obligor-limit management and portfolio deconcentration |
| Assignment or whole-loan sale | Transfer eligible trade loans, receivables or funded assets | Recycles balance sheet capacity and increases origination velocity |
| Warehouse line | Senior funding for recurring trade finance assets before portfolio takeout | Creates scalable liquidity for repeat originators and platform-driven portfolios |
| Insurance or guarantee wrap | Add risk mitigation around buyer, country, bank or obligor exposure | Improves credit appetite and supports eligible asset expansion |
| Securitization | Pool receivables, payables finance, trade loans or commodity-backed assets | Creates programmatic funding through SPV, reserve accounts, waterfall and investor reporting |
| Co-origination | Match originators and capital providers around pre-agreed eligibility criteria | Creates predictable origination and capital deployment between aligned parties |
Trade finance assets the platform can support
The platform is built around real trade assets with identifiable repayment sources, collateral or payment-control mechanics.
Invoice and obligor-payment assets
Receivables finance, invoice discounting, approved payables, buyer confirmations, receivables aging and concentration analysis.
Inventory and borrowing-base assets
Warehouse receipts, collateral-managed stock, in-transit cargo, insurance assignment, borrowing-base reports and escrow-controlled trades.
Short-duration working capital
Import, export, purchase contract, supplier payment and buyer repayment facilities with defined cash-conversion timing.
Documentary credit exposure
Documentary LC, SBLC, confirmation, discounting, reimbursement risk, UCP 600, ISP98 and bank undertaking structures.
Producer and exporter finance
Funding against production, export contracts, offtake agreements, forward deliveries and shipment-linked repayment sources.
Poolable trade assets
Recurring receivables, trade loan pools, payables finance programs and commodity-backed assets with asset-level data tapes.
Platform pricing and engagement structure
Pricing depends on whether the mandate is origination, distribution, onboarding, warehouse-line design or securitization.
Quoted
Institutional onboarding, mandate scoping, platform workflow setup and distribution criteria mapping.
USD 25,000+
Credit memo, borrower file, asset schedule, data room, document index and capital-provider package.
USD 100,000+
SPV logic, eligibility criteria, reserve structure, waterfall, reporting package and investor distribution preparation.
Transaction-based
Distribution, placement or success economics based on asset type, jurisdiction, tenor and transaction size.
Apply for platform access
Complete the form below if you are an originator, lender, investor, bank, DFI, ECA, private credit manager or platform operator.
Strong applications include:
- Organization type and jurisdiction
- Trade finance asset focus
- Origination or capital deployment volume
- Target products and geographies
- Distribution, warehouse-line or securitization need
- Current bottleneck and expected transaction size
Common questions
Who should apply for platform access?
Trade finance originators, commodity ABL lenders, banks, private credit managers, institutional investors, DFIs, ECAs and B2B platforms can apply.
Can borrowers use this page?
Borrowers can submit business inquiries, but the platform is primarily designed for institutions that originate, fund, distribute or invest in trade finance assets.
What assets can be distributed?
Potential assets include receivables, payables finance, trade loans, LC-linked exposures, inventory-backed facilities, commodity ABL, pre-export finance, escrow-controlled trades and securitization-ready pools.
Can Financely help with securitization?
Yes. Financely can support securitization preparation for recurring trade finance assets, including eligibility criteria, SPV structure, reserve logic, waterfall mechanics, reporting and investor distribution preparation.
Does Financely guarantee funding or investor placement?
Financely structures and routes viable mandates. Funding, investor participation, pricing, distribution and securitization execution remain subject to due diligence, legal review, credit approval, documentation and market conditions.
Legal notice Financely is a capital advisory and structuring firm. Financely does not guarantee funding, investor participation, distribution, pricing, securitization execution, credit approval or closing. All transactions remain subject to KYC, KYB, AML, sanctions screening, legal review, credit approval, investor due diligence, documentation, market conditions and applicable regulatory restrictions. This page is informational and does not constitute an offer of securities, investment advice, lending commitment or broker-dealer activity.