Trade Finance Model Pack

A trade finance model pack is a paid set of working models, borrowing-base workbooks and document checklists for a bankable trade or inventory file. Packs are quoted from USD 2,000, up to USD 100,000 or more, by scope. Financely is an advisor and arranger, not a lender, and the pack does not approve or fund a facility.

What does the trade finance model pack include?

The pack includes a working model of the trade or facility, a borrowing-base workbook where the structure depends on eligible assets, and a document checklist aligned to that model. The quote states which of those elements are in scope. The pack is a file, not a credit decision.

A useful model shows sources and uses, the timing of shipping or invoicing, the proposed tenor, and how repayment is meant to occur. It should be reconcilable to the contract and to the documents a lender would ask to see. A model that only shows a target profit, with no goods, no dates and no counterparties, is not a credit tool.

Where the facility is a borrowing base, the workbook should distinguish eligible from ineligible assets, apply the agreed concentrations and reserves, and produce a reporting pack that can be updated. Eligibility definitions remain a matter for the credit agreement. The pack does not rewrite a lender's advance rates, and it does not turn ineligible inventory into borrowing capacity.

The checklist is the third leg. It should match the model, not sit as a generic list from another deal. The educational trade finance documents checklist remains the public starting point. The pack is what you buy when the list has to be tied to a specific structure.

When is a model pack the right product?

It is the right product when an operating company already has, or is close to having, a real trade, receivable or inventory file and needs disciplined numbers before it speaks to a lender or an advisor. It is the wrong product when there is no contract, no stock, and no identifiable counterparties.

Typical uses include a pre-shipment or post-shipment facility discussion, a revolving inventory line, or a receivables programme that needs a simple ageing and concentration view. For a wider structuring mandate, use structured trade finance advisory rather than stretching a workbook into a full placement process.

Commodity files should still respect the facts on the commodity trade finance page: real counterparties, a clear flow of goods or title, and a complete file. A model that assumes title the company does not have is worse than no model.

How is the pack quoted, and how do you request it?

Quotes start from USD 2,000 and can run to USD 100,000 or more for a multi-facility or heavily tailored reporting pack. The price is confirmed before work starts. Delivery follows payment of the agreed quote. If the request is actually a retained mandate, that will be scoped separately and not sold as a template.

Send the request through Submit Your Deal with the contract or facility outline, a stock or receivables summary if you have one, and a note on the reporting the lender has asked for. If bankability is still an open question, start with the trade finance eligibility check and the published USD 500 intake on Start Your Engagement.

All document packs, including this one, are also listed on the trade and project finance document packs hub. Use that page if you are choosing between wording, models and educational SWIFT guides.

What the model pack will not do

The pack will not lend, issue a letter of credit, or certify borrowing-base eligibility to a third party. It will not create repayment capacity that the trade does not have. It will not stand as an audit, a valuation, or a legal opinion. Those remain separate engagements with the right firms.

If what you actually need is a sponsor-led project model plus an information memorandum and outreach, buy the project finance bankability pack instead. If what you actually need is wording for an instrument, buy the wording pack. Keep the products distinct so the file you receive matches the job you have.

Frequently asked questions

What is in the trade finance model pack?

The pack is a set of working models, a borrowing-base workbook where the file needs one, and a document checklist tied to that structure. It is built for a bankable trade or inventory file. It is not a credit approval, a facility, or a promise that a lender will accept the same numbers.

How is the model pack priced?

Model and checklist packs are quoted from USD 2,000, up to USD 100,000 or more, depending on the number of facilities, currencies, and reporting sheets required. The quote is agreed before work or delivery. There is no published mid-band price and no financing fee inside the pack.

Is this the same as a borrowing-base facility?

No. The live page on borrowing-base facilities for working capital describes the facility type. The pack supplies a workbook and supporting checklist that a company can use with its lender or advisor. Buying the workbook does not open a line and does not make ineligible inventory eligible.

Do I still need the free documents checklist?

Yes, if you only need a general list. The live trade finance documents checklist stays live as an educational page. The pack is the paid, file-specific version, with the checklist aligned to the model rather than copied as a generic annex.

Should I buy this pack or a project finance bankability pack?

Buy this pack for a trade, receivable or inventory file. Buy the project finance bankability pack when the job is a sponsor-led project that needs a project model, an information memorandum and lender outreach. The two products should not be substituted for each other.

What if my file is not yet bankable?

Start with the trade finance eligibility check and the published USD 500 intake. A model cannot repair missing counterparties, missing title, or a trade that does not exist. If the screen is a decline, do not buy a workbook to decorate the same facts.