Existing Trade Lines Are Full
Increase available capacity through new lenders, larger facilities or syndicated structures.
Commodity & Trade Finance
Build the Trade Finance Capacity Required to Scale Turnover
Financely structures institutional trade finance capacity for commodity traders, importers, exporters and operating companies whose growth is being constrained by fragmented credit lines, excessive collateral requirements or insufficient bank limits.
We approach the problem at balance-sheet level. The mandate can combine revolving trade lines, borrowing bases, documentary credit facilities, inventory finance, receivables finance, guarantees, pre-export structures and syndicated bank capacity into one financing architecture designed around your expected turnover.
Request a Trade Finance Capacity Mandate 01
$100M+ Financing Need
Best suited to material trade, commodity and working-capital requirements.
02
Real Commercial Flow
Existing or identifiable purchases, sales, inventory, receivables and counterparties.
03
Institutional Counterparties
Bankable buyers, suppliers, warehouses, insurers and financing counterparties.
04
Scalable Turnover
The objective is recurring capacity rather than financing one isolated shipment.
Financing Architecture
Stop Financing Each Shipment as a Separate Problem
A growing trading company can quickly exhaust bilateral bank lines when every new purchase, inventory position or receivable consumes additional capacity. We structure the facilities, collateral mechanics and risk distribution required to support substantially larger recurring turnover.
Capital Constraints
The Financing Constraint Often Appears Before the Commercial Opportunity Does
Commodity and trading companies can have profitable contracts available while still being unable to execute the volume because financing capacity has not kept pace with the business.
Too Much Cash Is Tied Up
Review whether borrowing bases, inventory, receivables, insurance or other credit support can reduce cash immobilization.
LC Capacity Constrains Purchases
Structure dedicated documentary credit and reimbursement capacity around recurring procurement requirements.
Working Capital Is Trapped in Stock
Finance eligible commodities through warehouse, borrowing-base or inventory-backed structures.
Sales Create Another Funding Gap
Monetize eligible receivables through discounting, factoring, forfaiting or revolving receivables facilities.
Every New Contract Requires New Financing
Replace transaction-by-transaction funding with reusable institutional credit capacity.
Trade Finance Architecture
Build the Facility Around the Trading Cycle
The financing structure can combine several instruments because procurement, inventory, shipment, delivery and receivable collection create different credit exposures at different stages of the trade cycle.
01
Procurement
Documentary credit, supplier finance, prepayment and purchase financing.
02
Inventory
Warehouse finance, borrowing bases, repo and inventory-backed facilities.
03
Shipment
In-transit financing, documentary structures, insurance and controlled collateral mechanics.
04
Receivables
Discounting, factoring, forfaiting and receivables-backed revolving facilities.
Facility Components
Structures We Can Combine Within the Mandate
The final structure depends on commodity type, trade cycle, jurisdictions, counterparties, collateral, insurance and the company's existing banking relationships.
01
Revolving Trade Finance Facilities
Reusable working-capital capacity for recurring purchases and sales.
02
Borrowing-Base Facilities
Availability calculated against eligible inventory, receivables or other defined collateral.
03
Documentary Credit Lines
LC and related bank capacity supporting recurring procurement obligations.
04
Inventory Finance
Structured facilities against eligible goods in storage, transit or controlled locations.
05
Receivables Finance
Convert qualified receivables into liquidity after delivery or acceptance.
06
Pre-Export Finance
Finance production, procurement or export requirements against qualifying contracted cash flows.
07
Offtake Prepayment
Use eligible purchase commitments to support forward financing structures.
08
Bank Syndication
Expand capacity beyond one institution as the financing requirement grows.
09
Trade Credit Insurance
Use eligible insured receivables to enhance financing capacity and mitigate debtor exposure.
10
ECA & DFI Support
Incorporate qualifying guarantees, insurance or risk-sharing structures into the capital architecture.
Target Clients
Built for Companies With Material Recurring Trade Flows
The mandate is best suited to established companies with identifiable commercial flows and a financing requirement large enough to justify institutional structuring.
Physical commodity traders
Petroleum and refined-product traders
Metals and concentrates traders
Agricultural commodity companies
Importers and exporters
Manufacturers with large procurement cycles
Distributors and wholesalers
Mining and resource companies
Energy companies
Large trading houses
Supply-chain operators
Companies outgrowing bilateral bank lines
Capacity Strategy
Build Financing Capacity Before It Becomes the Constraint on Revenue
The objective is to create a financing architecture capable of supporting the company's projected turnover over the next stage of growth. That can require several banks, different collateral pools, multiple instruments and a clear mechanism for increasing capacity as trading volumes expand.
Existing Bank Capacity
Map current limits, utilization, collateral requirements and concentration constraints.
Peak Working-Capital Requirement
Model the largest cash requirement across procurement, inventory and settlement cycles.
Collateral Architecture
Determine how inventory, receivables, insurance and contracts can support lender exposure.
Bank Appetite
Match risk, geography and commodity flows with institutions capable of holding the exposure.
Distribution
Plan secondary participation or syndication where one bank cannot provide the full facility.
Expansion
Design a facility that can increase as revenue, collateral and operating history expand.
Financely Process
From Financing Constraint to Institutional Capacity
We diagnose the funding bottleneck first, then build the credit architecture and coordinate the relevant financing institutions through underwriting and execution.
01
Diagnose
Map trade flows, existing facilities, collateral and the precise capacity constraint.
02
Structure
Design the facility stack, security package and borrowing mechanics.
03
Prepare
Build the institutional credit package, model and data room.
04
Arrange
Coordinate suitable banks, funds, insurers and other capital providers.
05
Execute
Support underwriting, documentation, syndication and facility closing.
Commercial Terms
Institutional Trade Finance Structuring Mandate
The initial mandate covers diagnosis, capital-stack design, institutional preparation and financing coordination for qualifying large-scale trade finance requirements.
Initial Mandate
$350,000
For qualifying trade finance capacity requirements, generally targeting $100M–$500M of facility capacity.
Trade Finance Capacity Buildout
The exact facility may be bilateral, multi-bank, syndicated or composed of several complementary structures depending on the underlying business.
Capital constraint analysis
Facility architecture
Borrowing-base design
Credit package preparation
Bank targeting
Institutional coordination
Syndication strategy
Closing coordination
Frequently Asked Questions
Trade Finance Capacity Mandates
What is a Trade Finance Capacity Mandate?
It is a structured engagement designed to build recurring
financing capacity around a company's trade cycle. The mandate
can combine revolving lines, borrowing bases, documentary
credit, inventory finance, receivables finance, insurance,
guarantees and syndicated bank capacity.
What size companies is this intended for?
The mandate is intended for companies with material recurring
trade flows and institutional-scale financing requirements.
We generally target requirements of $100 million or more.
Can you structure a $100M–$500M trade finance facility?
Yes, subject to the underlying credit profile, collateral,
trade flows and lender appetite. The structure may involve one
institution or several banks and capital providers.
Can the facility include letters of credit?
Yes. Documentary credit capacity can be incorporated alongside
other trade-finance facilities where appropriate to the
procurement and settlement cycle.
Can you finance inventory?
Eligible inventory may support warehouse facilities,
borrowing-base structures, repo-style financing or other
collateralized working-capital solutions.
Can receivables be used to increase liquidity?
Yes. Eligible receivables can potentially support discounting,
factoring, forfaiting or a revolving receivables facility.
Can you syndicate the facility across multiple banks?
Potentially. Larger requirements may be structured across
several institutions where bilateral capacity is insufficient
or concentration limits make distribution appropriate.
Does Financely provide the capital?
Financely provides structuring, advisory and capital
arrangement services. Financing is provided by third-party
banks, credit funds, insurers and other eligible capital
providers.
Is financing guaranteed?
No. All facilities remain subject to independent underwriting,
credit approval, KYC, AML, sanctions screening, collateral
requirements, documentation and the final approval of the
relevant financing institutions.
Is Your Trading Capacity Growing Faster Than Your Bank Lines?
Send us your annual turnover, target trading volume, commodity flows, existing facilities, peak working-capital requirement, inventory profile, receivables, counterparties and expected financing need. Financely can assess the constraint and design the trade finance architecture required to support the next stage of growth.
Request a Trade Finance Capacity MandateFinancely provides corporate finance advisory, transaction structuring and capital arrangement services on a best-efforts basis. Financely is not a bank, direct lender or deposit-taking institution and does not itself provide trade finance facilities. Any financing, documentary credit, guarantee, insurance, borrowing-base or other credit facility is subject to the independent underwriting, credit approval, KYC, AML, sanctions, compliance, collateral and documentation requirements of the applicable financing institution. The $350,000 mandate fee relates to advisory, structuring, preparation and capital-arrangement services and does not guarantee the availability, approval or closing of any financing facility.