Bridge The Missing Capital Layer In Trade Finance Transactions
Financely structures bridge loans and equity-gap financing for qualified importers, exporters, commodity traders and trade sponsors. We help close funding gaps around LC margin, supplier deposits, inventory purchases, collateral shortfalls, purchase orders, receivables, shipping timelines and transaction working capital.
Mandate fit: suitable for trade transactions with identifiable buyers and sellers, real contracts, confirmed purchase orders, credible repayment source, clear shipment or delivery timeline and a defined funding gap.
Need the missing capital layer to close?
Submit the contract, purchase order, LC requirement, supplier terms, buyer details, shipment timeline and funding gap.
What The Financing Covers
Short-Term Trade Funding
Bridge capital for trade transactions where timing gaps, settlement cycles, shipment periods, buyer payment terms or supplier deposit requirements create a temporary funding need.
Margin And Collateral Shortfalls
Capital for LC margin, SBLC collateral, supplier deposits, cash equity requirements, reserve accounts, inventory purchases or balance-sheet support needed to close a trade facility.
Debt, Collateral And Equity Layers
We structure the trade capital stack across senior trade finance, bridge debt, ABL, inventory finance, receivables finance, equity-gap capital and credit support.
Eligible Trade Finance Gaps
Trade finance bridge loans fund short-term gaps between contract execution, supplier payment, shipment, delivery, invoice issuance, buyer payment and final settlement.
- Supplier deposit bridge
- Purchase order bridge
- Inventory purchase bridge
- Shipment and logistics bridge
- Receivables bridge
- Bridge to LC, DLC, SBLC or ABL closing
What The Gap Usually Looks Like
Equity-gap financing is used when the main trade finance lender, bank, supplier or credit provider requires borrower margin, cash equity, collateral, reserves or first-loss support before closing.
- LC margin requirement
- SBLC or BG collateral gap
- Supplier deposit shortfall
- Borrower equity contribution
- Working capital reserve
- First-loss or junior capital layer
Eligible Sectors And Commodities
Trade Finance Capital Stack
| Layer | Role In The Transaction |
|---|---|
| Senior Trade Finance | Bank, lender or trade finance provider funding the main facility against an LC, purchase order, invoice, inventory, receivable, contract or insured buyer obligation. |
| Bridge Loan | Short-term capital used to cover timing gaps, supplier deposits, logistics, shipment periods, inventory purchase, buyer payment delays or facility closing delays. |
| Equity Gap Capital | Capital used to meet margin, collateral, cash equity, reserve, first-loss or borrower contribution requirements needed to unlock the main trade finance facility. |
| Credit Support | SBLC, BG, standby credit support, payment undertaking, collateral support or insurance-backed credit enhancement where required by the trade finance provider. |
| Receivables Finance | Advance against invoices, approved receivables, buyer obligations, insured receivables or other trade receivable assets generated by the transaction. |
| Inventory Finance | Funding against goods in transit, warehouse receipts, controlled inventory, collateral management agreements, inspection reports and title documents. |
| Junior Capital | Subordinated trade capital, profit-share capital, first-loss capital or structured equity used to support the transaction where senior lenders require risk sharing. |
| Exit Source | Buyer payment, invoice settlement, LC payment, receivables collection, inventory sale, contract proceeds, offtake revenue or refinance into a larger trade facility. |
Common Transaction Structures
Bridge To LC Issuance
Gap capital for borrowers that have a valid trade transaction but need cash margin, collateral support or short-term funding to secure LC issuance.
Pre-Shipment Funding
Bridge funding for deposit requirements, production starts, loading costs, inspection, logistics or shipment preparation before buyer payment or facility drawdown.
Bridge To Buyer Payment
Funding against invoices, payment terms, buyer obligations, insured receivables or receivable pools where the transaction needs liquidity before final collection.
Have a trade transaction with a financing gap?
Send the contract, buyer, seller, amount, shipment route, payment terms and exact gap amount.
Process
Transaction Intake
We review the buyer, seller, contract, purchase order, goods, route, shipment timeline, payment terms, required facility and funding gap.
Trade File Review
We review trade documents, contracts, invoices, buyer obligations, supplier terms, logistics, inspection requirements, insurance and repayment source.
Capital Stack Design
We define the senior trade facility, bridge loan, equity-gap layer, collateral support, reserves and repayment route.
Engagement Letter
Qualified sponsors receive an engagement letter with scope, fees, responsibilities, workstreams and next steps.
Placement Process
We coordinate lender, trade finance provider, private credit, collateral support or junior capital review depending on the capital stack.
Funding Support
We support term sheet review, diligence, documentation, conditions precedent, closing coordination and drawdown preparation.
Documents Usually Required
Buyer And Seller File
- Buyer and seller corporate documents
- Ownership and control chart
- KYC documents
- Trade history where available
- Banking details
Trade File
- Contract or purchase order
- Invoice or pro forma invoice
- Payment terms
- Shipping and logistics plan
- Inspection or quality documents where applicable
Security And Repayment File
- LC, DLC, SBLC or BG requirement
- Receivables or buyer obligation
- Inventory or warehouse documents
- Insurance support where available
- Repayment source and exit route
Frequently Asked Questions
What is a trade finance bridge loan?
It is short-term capital used to bridge a trade transaction between contract signing, supplier payment, shipment, invoice issuance, buyer payment or final settlement.
What is equity gap financing in trade finance?
It is capital used to meet margin, collateral, borrower equity, reserve, first-loss or deposit requirements needed to close the main trade finance facility.
Can this support LC or SBLC issuance?
Yes. It can support LC margin, SBLC collateral, BG collateral, reserve accounts or other requirements where a bank or trade finance provider needs borrower support before issuance.
Which transactions are a good fit?
Good-fit transactions have real buyers and sellers, clear documentation, known goods, defined payment terms, a credible repayment source and a specific funding gap.
Can Financely raise both the bridge loan and the equity gap?
Yes. Financely can structure and place the full trade capital stack, including senior trade finance, bridge debt, receivables finance, inventory finance, credit support and junior capital.
Do you guarantee funding?
No. Funding depends on the borrower, buyer, seller, documentation, repayment source, collateral, jurisdiction, lender appetite, credit approval and closing conditions.
Request The Trade Finance Bridge Loan Engagement Letter
Submit the buyer, seller, contract, invoice, requested amount, funding gap, payment terms, shipment route, collateral support and repayment source. If the mandate is credible, Financely will issue an engagement letter for review.
Request Engagement LetterAdvisory notice: Financely provides trade finance bridge loan placement, equity-gap financing structuring and capital raising support for qualified commercial transactions. Financely does not guarantee funding, pricing, credit approval, lender participation, term sheet issuance, closing timing or disbursement. All mandates remain subject to KYC, AML, sanctions screening, buyer and seller review, documentation, trade diligence, collateral review, lender appetite, credit approval and final legal agreements. Retainers, success fees and scope are governed by the engagement letter.