Structured Trade & Commodity Finance Advisory

Advisory and arrangement for real flows. Documentary LCs, UPAS LC, Pre-Export Finance, receivables purchase, borrowing base, and inventory funding with enforceable collateral controls and bank execution under UCP 600, ISP98, and URDG 758.

We arrange DLC issuance and confirmation, structure UPAS LCs to price deferred terms at sight levels, deliver PXF anchored in offtake contracts, and set borrowing bases over eligible receivables and inventory with clear advance rates and reserves. Where appropriate we implement warehouse receipt financing with accredited collateral managers, coordinate LC discounting and forfaiting when bankable, and document control mechanics that withstand scrutiny across counterparties and jurisdictions.

Scope of Advisory

Trade Instruments

  • Documentary LC issuance, reimbursement, confirmation, and discounting
  • UPAS LC with deferred payment funded at sight pricing
  • Standby LC under ISP98 for performance or payment support
  • Collections and avals where permitted by bank policy

Working Capital Lines

  • Pre-Export Finance anchored in signed offtake and shipping calendars
  • Borrowing base over eligible receivables and inventory with Borrowing Base Certificates (BBCs)
  • Inventory finance with title transfer, collateral manager appointment, and tripartite agreements
  • Receivables purchase and LC discounting on a transactional or program basis

Collateral & Controls

  • Warehouse receipts, field audits, and periodic stock counts
  • Assignment of proceeds, controlled accounts, and cash dominion
  • Eligibility tests, advance rates, ineligibles, and concentration caps
  • Sanctions, KYC, and adverse media screening across all parties

Execution & Bank Interface

  • Issuer and confirmer mapping by country risk, tenor, and limits
  • Draft wording aligned with counterparties to minimize discrepancies
  • Incoterms, document set, and presentation standards
  • Drawdown, collections, and covenant monitoring to maturity

Sectors and Flows

  • Energy: crude, refined products, LNG, LPG
  • Metals: copper, aluminum, zinc, nickel, steel
  • Agri softs: sugar, grains, coffee, cocoa
  • Chemicals and industrial feedstocks
  • Cross-border exports from the United States, Europe, LATAM, Africa, and Asia

Eligibility and Dossier

Minimums

  • Facility or LC face amount from USD 5,000,000
  • Named counterparties and a visible shipment plan
  • Defined tenor, payment terms, and jurisdictions

Core Dossier

  • Corporate KYC and beneficial ownership disclosure
  • Financial profile and liquidity overview
  • Purchase orders, offtake, or framework agreements
  • Collateral plan and control mechanics including warehouse receipts or assignments

Process

Onboarding

Mandate execution and KYC. Scope confirmed, flow mapped, counterparties screened, target instrument and facility type set.

Underwriting

Credit, legal, and operational checks. Collateral and controls validated. Draft wording prepared for DLC, UPAS LC, or SBLC. Incoterms and documents defined.

Placement

Approach banks and private credit desks by jurisdiction and tenor. Q&A driven to decision. MT700 issuance and MT707 amendments coordinated where applicable.

Closing

Conditions precedent satisfied. Facilities documented. LC issuance, confirmations, and drawdowns monitored. Collections and covenant compliance tracked to maturity.

Pricing Guidance

  • LC issuance and confirmation priced by bank, country, and counterparty
  • PXF and borrowing base priced at benchmark plus margin with fees and reserves
  • Receivables purchase on program or transactional basis
  • Advisory and arrangement via retainer plus success fee

Final terms depend on tenor, collateral quality, control structure, counterparty risk, and concentration limits.

Request a Trade Finance Quote

Share your trade dossier. We respond with structure, bank options, pricing, and timelines.

Provide counterparties, shipment calendars, Incoterms, payment terms, and proposed controls. Indicate whether you require DLC issuance, UPAS LC, PXF, borrowing base, or receivables purchase.

Request Term Sheet How It Works

All facilities are subject to underwriting, KYC, AML, sanctions, and final approval by the issuing bank or lender.

Financely acts as advisor and arranger. We are not a bank and do not take deposits. Instruments and facilities are provided by licensed counterparties under UCP 600, ISP98, URDG 758, or facility specific terms. Nothing here is a commitment to lend or a guarantee of issuance.