Debt Placement For U.S. Companies Seeking Private Credit, Bridge Debt, And Asset-Backed Financing
Financely helps U.S. companies, acquisition buyers, and sponsors prepare and place structured debt transactions with suitable financing sources. Start with a USD 500 Structured Debt Review. Full placement mandates are available for USD 42,500.
About Financely
Financely is a transaction-led capital advisory firm focused on structured debt, private credit, asset-backed lending, acquisition finance, credit enhancement, and lender distribution. We work with borrowers that need more than a generic bank loan and require a structured capital solution matched to their collateral, cash flow, transaction documents, and repayment plan.
Our lender network includes private credit funds, asset-based lenders, bridge lenders, specialty finance groups, mezzanine capital providers, real estate debt providers, and credit-focused financing sources. We prepare the borrower’s lender-facing package, organize the financing case, approach suitable lenders, coordinate feedback, and support term sheet review.
Commercial terms are disclosed upfront. The Structured Debt Review costs USD 500. The full Structured Debt Placement Mandate costs USD 42,500. Closing compensation, where applicable, may be paid by lenders or financing sources, subject to required disclosures, lender policies, applicable law, and regulated partner involvement where required.
Who This Service Is For
Business Acquisition Buyers
Buyers with an LOI, purchase agreement, sponsor equity, seller financing, or a defined acquisition target seeking senior debt, bridge debt, unitranche debt, or mezzanine capital.
Operating Companies
Companies seeking debt for working capital, growth, refinancing, inventory purchases, receivables financing, equipment, or balance sheet restructuring.
Commercial Real Estate Sponsors
Sponsors with a purchase and sale agreement, bridge requirement, refinancing need, value-add plan, or debt gap that requires lender distribution beyond a single bank.
Asset-Backed Borrowers
Borrowers with receivables, inventory, equipment, real estate, contracts, purchase orders, or cash-flowing assets that can support structured credit.
Debt Structures We Support
| Debt Category | Typical Use Case |
|---|---|
| Senior Secured Debt | Acquisitions, refinancings, working capital, equipment purchases, and operating company growth where cash flow and collateral support repayment. |
| Bridge Loans | Short-term financing before permanent debt, sale proceeds, equity injection, refinancing, or another defined takeout event. |
| Asset-Based Lending | Facilities backed by receivables, inventory, machinery, equipment, real estate, or other eligible business assets. |
| Mezzanine Debt | Acquisition financing, equity gap funding, sponsor capital stacks, and situations where senior debt leaves a funding shortfall. |
| Private Credit | Non-bank credit solutions for borrowers that require speed, structure, flexible collateral analysis, or tailored repayment terms. |
| Credit-Enhanced Debt | Transactions supported by guarantees, standby letters of credit, cash collateral, debt service reserves, insurance support, or structured control accounts. |
Why Borrowers Choose Financely
| Common Market Process | Financely Structured Debt Placement |
|---|---|
| Pricing discussed after calls | USD 500 review fee and USD 42,500 placement retainer disclosed upfront. |
| Generic contact form process | Submit the deal, pay the review fee, receive written debt placement feedback. |
| Broad capital markets language | Focused on structured debt, private credit, bridge debt, acquisition debt, asset-based lending, and mezzanine debt. |
| Open-ended discovery calls | Initial review identifies lender appetite, document gaps, risks, and realistic next steps. |
Our Process
1. Submit The Deal
The borrower submits the transaction, use of funds, requested debt amount, company profile, collateral summary, timeline, and available documents.
2. Pay The Review Fee
Financely reviews the transaction for debt structure fit, lender appetite, document gaps, funding risks, likely collateral requirements, and next steps.
3. Receive Written Feedback
The borrower receives clear feedback on whether the transaction appears suitable for structured debt placement and what would be required before lender distribution.
4. Proceed Under Mandate
If the borrower chooses to proceed, Financely issues the USD 42,500 Structured Debt Placement Mandate and begins lender-facing preparation after onboarding and payment.
What The Full Mandate Covers
The full mandate covers lender presentation and transaction execution support. Financely prepares the borrower’s credit narrative, reviews the capital stack, identifies suitable lender categories, organizes the lender-facing package, coordinates lender questions, tracks feedback, and supports term sheet review.
Credit Narrative
Financing rationale, use of proceeds, repayment plan, security package, sponsor profile, and lender-facing transaction summary.
Capital Stack Structuring
Senior debt, bridge debt, mezzanine debt, sponsor equity, seller financing, reserves, and takeout financing where applicable.
Document Checklist
Financial statements, tax returns, purchase agreements, collateral schedules, appraisals, AR aging, inventory reports, and corporate records.
Lender Distribution
Financing source targeting based on transaction size, collateral type, industry, geography, repayment source, leverage level, and closing timeline.
Transaction standard: Financing depends on lender underwriting, collateral, repayment capacity, documents, sponsor profile, industry risk, and market appetite. Financely prepares and distributes the transaction to suitable financing sources. Lenders make all credit decisions.
Submit Your Deal For Structured Debt Review
Start with the USD 500 review. If the transaction is suitable for placement, Financely can issue the structured debt mandate terms and onboarding instructions.
Frequently Asked Questions
What documents should be submitted for review?
Submit the latest financial statements, debt schedule, use of funds, company overview, collateral summary, transaction documents, and any lender materials already prepared.
Can Financely work with acquisition buyers?
Yes. Acquisition buyers should provide the LOI or purchase agreement, target financials, buyer background, equity contribution, seller financing terms, and proposed closing timeline.
Can the mandate support several lender types?
Yes. A transaction may be reviewed across senior debt, bridge debt, mezzanine debt, asset-based lending, private credit, and credit-enhanced structures depending on the borrower profile and available collateral.
Financely provides transaction-led capital advisory, debt placement support, and lender distribution services for commercial borrowers. Financely acts in an advisory and placement support capacity and lenders make all credit decisions. Financing is subject to lender underwriting, due diligence, documentation, credit approval, collateral review, and final closing conditions. Where regulated activity is required, execution may be handled through appropriately regulated partners.