SME Trade Finance Asset-Backed Securitization

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SME Trade Finance Asset-Backed Securitization
SME Trade Finance Origination

Turning SME Trade Finance Assets Into Investable Notes

Financely originates, underwrites and structures short-duration trade finance assets generated by established B2B ecosystems. We connect recurring SME financing demand with asset managers seeking transparent, income-producing private credit opportunities.

Container vessel and port cranes representing global SME trade finance origination
Physical trade assets originate across shipping, logistics, inventory and B2B supply chains. Photo by Wolfgang Weiser on Unsplash.

Bridging the SME Trade Finance Gap

SMEs regularly face funding gaps between purchasing goods, moving inventory, completing delivery and receiving payment from their customers. Traditional lenders often lack the infrastructure required to underwrite smaller, high-frequency transactions efficiently.

Financely works with transaction-rich platforms and finance partners to identify eligible assets at the point of origination. Through asset-backed securitization, diversified pools of receivables, inventory facilities and supply chain assets can be transformed into investable notes.

Discuss an Origination Partnership

Who We Partner With

  • B2B commerce platforms
  • Inventory management platforms
  • Logistics and freight companies
  • Alternative lenders
  • Asset managers

Our role Financely combines origination access, transaction-level underwriting, portfolio construction and institutional distribution. The objective is to create repeatable funding capacity rather than finance isolated transactions one at a time.

What Financely Brings to the Market

1

Embedded Origination

We source financing opportunities through partners with direct visibility over invoices, purchase orders, inventory, shipments and customer payment activity.

2

Asset-Level Underwriting

Transactions are assessed against obligor quality, documentary evidence, collateral controls, repayment sources and verified commercial activity.

3

Institutional Structuring

Eligible assets can be pooled by risk, tenor and transaction type before being structured into notes suitable for qualified private credit investors.

Eligible Asset Categories

Real Trade Assets With Identifiable Repayment Sources

Financely focuses on transactions supported by verifiable commercial activity. Each asset must present a clear use of funds, an identifiable counterparty and a documented repayment mechanism.

  • Confirmed trade receivables and invoice portfolios
  • Inventory-backed revolving facilities
  • Purchase order and supplier payment finance
  • Pre-shipment and post-shipment trade facilities
  • Borrowing-base structures tied to eligible assets
  • Short-duration commodity and supply chain transactions
Warehouse forklift between inventory pallets representing inventory-backed trade finance
Inventory-backed facilities require asset visibility and effective collateral controls. Photo by Ashley on Unsplash.
Asset-Backed Securitization Process

From Individual SME Transactions to Investable Notes

The process converts fragmented trade finance exposures into a more standardized investment product supported by defined eligibility rules, transaction reporting and underlying commercial assets.

Freight trucks and shipping containers representing trade finance asset distribution
Origination partnerships provide visibility over the movement of goods and recurring commercial transactions. Photo by PortCalls Asia on Unsplash.
Trade Finance Specialists

Specialist Oversight Across Origination and Structuring

Financely’s trade finance team combines documentary credit expertise, commodity finance experience and regional banking knowledge. Our specialists help convert commercial transactions into lender-ready structures with defined controls, documentation and repayment mechanics.

Pieter van den Berg, Trade Finance Specialist at Financely
Trade Finance Specialist

Pieter van den Berg

Netherlands
14+ years UCP 600 ISP98 3 languages

Pieter van den Berg has more than 14 years of experience structuring and arranging cross-border trade finance solutions. He previously held senior roles within commodity trade finance and documentary credit teams at major European banks.

His sector experience covers energy, metals and soft commodity flows across Europe, Africa and the Middle East. At Financely, he works with clients and lender networks to develop bank-ready credit packages, collateral controls and multi-jurisdictional transaction structures.

Selected Qualifications

  • Master’s degree in International Finance
  • Documentary letter of credit structuring under UCP 600
  • Standby letter of credit structuring under ISP98
  • UPAS, receivables and inventory-backed facilities
  • Borrowing-base and collateral-control structures
  • Fluent in Dutch, English and German
Selected Career Achievement

Developed and arranged cross-border financing structures supporting energy, metals and soft commodity flows across three major regions.

Rajesh Mehta, Trade Finance Specialist at Financely
Trade Finance Specialist

Rajesh Mehta

India
12+ years MBA Finance 3 regions Structured credit

Rajesh Mehta has more than 12 years of experience in structured trade and working-capital finance across South Asia, the Middle East and Southeast Asia. He previously worked within trade finance and structured credit desks at leading Indian and international banks.

His experience includes import and export financing, pre-export facilities and commodity-backed structures for agricultural, metals and industrial clients. At Financely, he helps convert purchase orders and supply contracts into bankable financing requests.

Selected Qualifications

  • MBA in Finance from a premier Indian business school
  • Import, export and pre-export finance structuring
  • Documentary and standby letter of credit facilities
  • Supplier payment and receivables discounting structures
  • Inventory and commodity-backed working-capital finance
  • KYC, AML and lender documentation coordination
Selected Career Achievement

Supported structured trade and working-capital transactions across South Asia, the Middle East and Southeast Asia for agricultural, metals and industrial businesses.

Create a Scalable Trade Finance Channel

Financely helps origination partners convert recurring SME financing demand into a structured asset program. For asset managers, the model provides access to short-duration trade finance assets with attractive risk-adjusted yield potential and identifiable repayment sources.

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Financely provides origination, advisory, structuring and placement services on a best-efforts basis. It is not a bank, direct lender, investment adviser or guarantor of investment performance. References to low-risk or high-yield trade finance describe the intended asset profile and do not constitute a guarantee. Every transaction remains subject to eligibility, KYC and AML review, sanctions screening, due diligence, investor approval and definitive documentation.

Independent Capital Advisory

About Financely

Financely is an independent capital adviser focused on trade finance, project finance, commercial real estate and M&A funding. We structure, underwrite and place transactions through regulated partners across banks, funds and insurers.

Our work is transaction-specific. We assess the underlying financing requirement, commercial structure, repayment mechanics, collateral, documentation and counterparty risks before preparing opportunities for lender or investor review.

In trade and commodity finance, this includes analysis of the underlying trade, payment mechanics, market evidence, collateral controls and compliance risks. Engagements are undertaken on a best-efforts basis and do not constitute a commitment to lend or invest. All transactions remain subject to KYC, AML, due diligence, credit approval and counterparty requirements.

Container port and international trade infrastructure

Trade Finance Expertise

Institutional Trade Finance Experience

Financely combines experience across documentary credits, structured trade finance, commodity finance, structured credit and working-capital facilities with transaction structuring, underwriting preparation and capital placement capabilities.

25+ Years Combined Experience UCP 600 ISP98 Structured Trade Finance Commodity Finance Structured Credit KYC & AML

Our trade finance capabilities cover import, export, pre-shipment, post-shipment and commodity-backed financing structures across Europe, Africa, the Middle East, South Asia and Southeast Asia. We assess the commercial transaction alongside the proposed financing structure, including payment mechanics, counterparties, collateral, repayment sources and transaction controls.

Financely supports importers, exporters, commodity traders, manufacturers and other operating companies with structuring, underwriting preparation and placement of financing opportunities with banks, private credit funds, specialty lenders, insurers and other institutional capital providers.

Our work may include documentary credit structures, supplier financing, receivables facilities, inventory financing, borrowing-base facilities, pre-export finance and other structured working-capital solutions. Each mandate is developed around the underlying trade flow, credit profile and requirements of prospective financing providers.

Trade Finance Capabilities

  • Documentary letters of credit under UCP 600
  • Standby letters of credit under ISP98
  • UPAS and supplier-payment structures
  • Import and export financing
  • Pre-export and pre-shipment facilities
  • Post-shipment financing
  • Receivables discounting and financing
  • Inventory-backed facilities
  • Commodity-backed working-capital facilities
  • Borrowing-base financing structures
  • Collateral-control structures
  • Structured credit and private debt facilities

Underwriting & Execution

  • Transaction structure and financing analysis
  • Trade-flow and repayment-source assessment
  • Counterparty and commercial-document review
  • Collateral and security-package structuring
  • Cash-control and repayment mechanisms
  • KYC, AML and compliance coordination
  • Credit memorandum and lender-package preparation
  • Financial and transaction data-room preparation
  • Lender and capital-provider identification
  • Financing structure and term-sheet coordination
  • Documentation-process coordination
  • Financing placement and execution support
Qualifications & Market Experience

Financely's trade finance capabilities include postgraduate finance qualifications and professional experience across banking, structured credit, documentary trade finance, working-capital finance and cross-border commodity transactions. Sector exposure includes energy, metals, agricultural commodities, industrial products and general import-export trade.

Advisory Services

Find the Right Financing Service

Select the financing category relevant to your transaction. Each mandate is assessed based on transaction structure, capital requirement, execution readiness and lender suitability.

Trade Finance Advisory

Structuring and placement for importers, exporters, commodity traders and companies executing cross-border transactions. Mandates may involve documentary credits, commodity-backed facilities, receivables, inventory and structured working capital.

Documentary Credit Arrangement LC, SBLC & UPAS Placement Structured Commodity Finance Pre-Export Finance Inventory & Receivables Finance SBLC Advisory
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Container vessel used in international commodity trade

Project Finance Advisory

Debt and capital advisory for renewable energy, infrastructure, industrial and other capital-intensive projects. Financely supports sponsors with financing structure, lender preparation and capital placement.

Project Finance Advisory Solar Project Financing Infrastructure Finance Debt, Equity & Credit Enhancement Pre-Development Finance Renewable Energy Finance
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Utility scale renewable energy project

Commercial Real Estate Finance

Capital advisory for commercial property acquisitions, developments, bridge transactions, construction projects and refinancing requirements.

CRE Financing Solutions CRE Bridge Loans CRE Refinancing Mezzanine Debt Construction Bridge Finance CRE Capital Raising
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Commercial real estate office property

M&A and Acquisition Finance

Capital structuring for acquisitions, buyouts, sponsor-backed transactions and strategic corporate purchases. Mandates may combine senior debt, private credit, bridge capital and mezzanine financing.

Business Acquisition Financing Buyout Financing Advisory Acquisition Bridge Loans Private Credit for Acquisitions Search Fund Capital Advisory Acquisition Mezzanine Finance
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Corporate acquisition financing meeting

Private Credit and Structured Debt

Bespoke debt structures for companies and sponsors requiring institutional capital outside conventional bank lending parameters.

Private Credit Placement Private Credit Advisory Structured Debt Advisory Asset-Backed Finance Credit Enhancement Securitization Advisory
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Private credit and structured debt analysis

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