SBLC and Bank Guarantee Desk

Contracts get won and performed with credible credit support. We structure and coordinate Standby Letters of Credit and demand guarantees for performance, advance payment, retention, bid security, and commercial obligations, with bank-grade wording and controlled issuance.

We support transactional SBLC and bank guarantee needs where the beneficiary demands a specific form of credit support. Scope covers rule selection under ISP98 or URDG 758, drafting and negotiation of instrument text, issuing bank placement, collateral and margin pathing, SWIFT workflow, and ongoing monitoring through expiry, amendments, reductions, or replacement. Outcome is a compliant instrument your counterparty accepts and your treasury can manage.

Scope of Services

Structuring

  • Instrument selection: SBLC under ISP98 or demand guarantee under URDG 758
  • Purpose mapping to contract requirement: performance, advance payment, retention, bid, or other security
  • Tenor, expiry, and notice mechanics aligned to contract milestones
  • Beneficiary risk and jurisdiction gating to avoid unbankable profiles

Commercials

  • Bank fee pathing based on size, tenor, country, and obligor risk
  • Collateral plan: cash margin, secured line usage, or other approved support
  • Renewal and replacement plan to prevent coverage gaps
  • Amendment mechanics for increases, reductions, and extensions

Documentation

  • Instrument text drafting with workable draw conditions and clear definitions
  • Alignment to the underlying contract, milestone schedule, and acceptance criteria
  • KYC, sanctions checks, and signatory evidence pack for issuer onboarding
  • SWIFT MT7xx workflow coordination and delivery confirmation

Controls

  • Language pre-clear with beneficiary to reduce rejections post-issuance
  • Expiry and notice tracking with escalation rules
  • Post-issuance monitoring through amendment, substitution, or release
  • Claim event readiness support focused on document conformity and timelines

Instruments We Coordinate

  • Performance SBLC or demand guarantee for EPC and supply contracts
  • Advance payment SBLC or guarantee tied to mobilization and delivery terms
  • Retention SBLC or guarantee aligned to defects liability periods
  • Bid security SBLC or guarantee for tenders and RFP submissions
  • Customs and regulatory guarantees where required by local authorities
  • Replacement instruments and substitutions without interrupting contract compliance
  • Program issuance for repeat counterparties with standardized templates

Eligibility and Dossier

Minimums

  • Instrument face value typically from USD 500,000, smaller reviewed case by case
  • Tenor commonly 3 to 24 months depending on contract and issuer risk
  • Acceptable applicant credit profile or supported collateral plan
  • Clean KYC with transparent ownership and acceptable jurisdictions

Core Dossier

  • Underlying contract, award letter, or tender requirement plus deadline
  • Beneficiary details, required wording, and preferred rule set if specified
  • Applicant KYC, ownership chart, corporate documents, and signatory proof
  • Last two years financials plus trailing twelve month management accounts
  • Collateral plan and existing banking coordinates, including any facility history

Process

Intake

Mandate signed, KYC received, and contract requirement confirmed. We lock the instrument type, face value, beneficiary, and deadline.

Terming

Issuer path and collateral expectations set upfront. We issue indicative terms covering bank fees, tenor mechanics, and the exact issuance checklist.

Drafting

Instrument text drafted to match the required template and rule set. We clear comments early to reduce back-and-forth at the final stage.

Issuance

Issuance executed via SWIFT workflow and delivered through the agreed path. We confirm receipt and coordinate any immediate amendments if required.

Monitoring

We track expiry, notice periods, and extension triggers. When contracts change, we coordinate increases, reductions, substitutions, or releases.

Pricing Guidance

  • Issuing bank fees depend on size, tenor, beneficiary profile, and applicant risk
  • Collateralization level drives economics and issuance speed
  • Amendments and extensions may carry bank charges
  • Arrangement retainer from USD 59,500 based on scope and urgency
  • Success fee 2.5% of issued amount at closing unless agreed otherwise
  • Bank, legal, and courier costs passed at cost

Final economics depend on required wording, jurisdiction, tenor mechanics, and the collateral plan accepted by the issuing bank.

Request Indicative Terms

Share the contract requirement, beneficiary details, required wording, and your KYC pack. We respond with eligibility, a fee path, and the fastest route to issuance.

Include deadline, instrument amount, rule set preference (ISP98 or URDG 758), and your latest financials. We act as advisor and arranger and coordinate issuance through partner banks and regulated counterparties.

Request A Quote

All transactions are subject to KYC and AML, sanctions checks, credit approvals, document conformity, and signed agreements. No offer of securities is made.

Financely acts as advisor and arranger. We are not a bank and do not take deposits. SBLC and guarantee issuance depends on bank approvals, document compliance, and counterparty performance. Nothing here is a guarantee of issuance or acceptance.