SBA acquisitions do not fail because the buyer lacks ambition. They fail because the file is messy, the structure is misfit, and the lender cannot get to a clean credit decision fast enough. We package SBA 7(a) and 504 acquisition financings into a lender-ready submission, coordinate lender selection, manage diligence, and support closing. If you want context first, read How To Fund A Small Business Acquisition and our SBA overview at Government-Backed SBA 7(a) and 504 Loans.
If SBA is not a fit, we can pivot into non-SBA capital. See Non-SBA Business Acquisition Loans , Bridge Loans for Business Acquisitions , and Equity Gap and Deal Funding.
If you need to document capacity to close, see Proof Of Funds For Business Purchase. If your lender requires supplemental credit support, see SBA Loan Guarantor Services and Business Acquisition Loan Guarantees.
Mandate signed. We review the LOI or APA, confirm timeline, and run an SBA fit screen. If SBA is misfit, we recommend the correct path early instead of burning weeks.
We build the memo, sources and uses, and the lender-ready exhibit set. The data room is structured to match how SBA lenders actually diligence a deal.
We select lenders based on appetite and execution speed, then submit a complete package. No partial stories, no missing exhibits, no avoidable confusion.
We manage Q&A, follow-ups, and diligence requests tied to a timetable. We support term selection based on close probability, conditions, and post-close constraints.
We coordinate closing items with lender and counsel, keep conditions from drifting, and support funding logistics through close.
The fastest approvals happen when the file is clean, the equity plan is real, and the buyer can operate under lender reporting.
Share your LOI or APA, target financials, equity injection plan, and close date. We respond with fit, next steps, and a clear packaging scope.
Include purchase price, seller terms, addback notes if you have them, and any lender conversations to date. We act as advisor and arranger. Where regulated execution is required, we coordinate through appropriately licensed lenders and counterparties.
SBA and lender note: eligibility, structures, and approvals depend on lender policy, SBA rules, credit committee decisions, collateral and guaranty requirements, and complete diligence. We do not guarantee approval, terms, or closing.
Financely acts as advisor and arranger. We are not a bank, not a lender, and not affiliated with the U.S. Small Business Administration. We do not take deposits. Outcomes depend on lender approvals, SBA eligibility determinations, diligence results, legal documentation, and counterparty performance. Nothing here is legal, tax, or accounting advice and nothing is a guarantee of funding or closing.
Financely advises post-revenue businesses on accessing capital by presenting opportunities to professional investors, coordinating when needed with regulated broker-dealers, investment banks, and legal counsel. We are not a broker-dealer, do not solicit or accept securities orders, serve only B2B clients, and make no assurance of capital-raising outcomes.
For trade finance, project finance, commercial real estate, or business acquisition mandates, submit a request for quote with a concise deal summary and supporting documents. Our team will review and provide a tailored proposal within 1 to 3 business days.