1. Nature Of Financely’s Advisory Work

Financely provides mandate review, transaction structuring, documentation support, capital readiness, lender and investor preparation, transaction advisory coordination and related structured finance support. We are an advisory firm. We are not a bank, lender, insurer, guarantor, broker-dealer, securities exchange, law firm or accounting firm.

Financely does not guarantee funding, investment, credit approval, guarantee issuance, bank approval, insurer approval, underwriter approval, lender participation, investor participation, term sheet issuance, closing or disbursement. All mandates are subject to documentation quality, KYC, KYT, AML review, counterparty risk, collateral strength, repayment visibility, jurisdictional risk, capital provider appetite and the written terms agreed with the client.

Our advisory fees, retainers, structuring fees, review fees, documentation fees and mandate preparation fees compensate Financely for professional work performed. They are not refundable merely because a third party declines a transaction, requests more information, changes its appetite, imposes new conditions, delays review or refuses to proceed.

2. Quotes Are Based On Known Facts At The Time Of Issuance

Any quote, fee proposal, mandate estimate, service package, execution budget, timeline or cost indication provided by Financely is based on the facts, documents, scope, assumptions and third-party conditions known at the time the quote is issued.

Unless a signed agreement expressly states otherwise, a quote is not an unconditional fixed-price commitment covering every possible change in scope, third-party cost, urgent request, adverse finding, legal issue, compliance issue, payment delay, documentation defect, market movement, regulatory change or external event.

By engaging Financely, the client acknowledges that structured finance advisory mandates often involve third parties whose costs, requirements, timelines, internal policies and approval conditions may change during the mandate. These parties may include banks, credit funds, private lenders, insurers, guarantors, trustees, escrow providers, law firms, valuation firms, compliance reviewers, collateral managers, technical consultants, auditors, tax advisers, underwriters, rating advisers, payment agents and other professional service providers.

3. Events That May Cause Quote, Scope Or Timeline Revisions

Financely may revise pricing, mandate scope, timelines, professional resource allocation or execution steps where circumstances justify a change. These events include, but are not limited to, the following:

4. Client Payment Delays After Invoice Issuance

Once Financely issues an invoice, the client is expected to pay it in accordance with the agreed payment terms. Timely payment is not optional. Mandate execution often requires scheduled consultant time, document review, compliance work, lender or investor preparation, third-party coordination and the reservation of professional resources.

Client payment delays after an invoice has been issued may affect the original quote, execution timeline, resource allocation and consultant availability. Where payment is late, partial, failed, disputed without proper contractual basis or delayed through escrow funding issues, Financely may pause work, defer execution, suspend third-party instructions, reallocate consultants, delay submission to capital providers or require updated pricing before work resumes.

If a payment delay causes Financely to lose access to a consultant, adviser, third-party provider, quoted service, preferred execution window, banking route, lender review slot, investor review slot, escrow provider, trustee, legal reviewer, compliance reviewer or other mandate-related resource, the client acknowledges that additional costs may apply.

Financely is not responsible for absorbing cost increases, reactivation charges, professional rebooking fees, urgent processing fees, consultant replacement costs, additional administrative work, revised third-party pricing or execution delays caused by the client’s late payment.

5. How Financely Communicates Quote Revisions

Where a quote revision, fee increase, timeline change or scope adjustment becomes necessary, Financely will seek to communicate the issue to the client in writing. The communication may explain the reason for the change, the work already completed, the remaining work required, the revised cost, the revised timeline where one can be estimated, and the reason the original quote is no longer commercially or operationally sufficient.

Financely will usually try to find a practical solution with the client. That may include narrowing the scope, phasing the mandate, pausing certain workstreams, replacing a third-party provider, moving to a revised budget, separating optional work from required work, updating the engagement structure or agreeing a new execution sequence.

Financely is not required to absorb external costs, third-party charges, expanded scope, urgent execution costs, payment-delay costs or additional professional work caused by events outside its reasonable control. Material additional work requiring a new fee will generally require written confirmation, unless the applicable agreement allows urgent protective action or immediate action is needed to preserve the mandate, comply with law, protect the client file, manage professional risk or prevent damage to Financely’s commercial position.

6. Qualified Consultants And Mandate Execution

Financely is a legitimate advisory firm that engages qualified consultants, advisers, analysts, underwriters, documentation specialists, compliance professionals, sector experts and transaction support providers where required for mandate execution.

Each mandate is handled according to its facts. Financely may assign internal personnel, external consultants, independent contractors, specialist advisers, legal professionals, financial analysts, technical experts or other qualified service providers to support the client’s mandate. The use of external consultants or specialist advisers does not reduce the client’s payment obligations.

In many structured finance mandates, specialist input is necessary. A project finance file may require model review, concession review, EPC contract analysis, offtake review or debt sizing support. A trade finance file may require document review, LC or SBLC wording analysis, collateral control review, counterparty screening and repayment waterfall structuring. A securitisation or receivables mandate may require pool analysis, eligibility criteria, servicer review, cashflow modelling and legal coordination.

7. Client Responsibilities

The client is responsible for providing truthful, complete and timely information. This includes corporate documents, ownership information, financial statements, transaction documents, project materials, collateral evidence, permits, licenses, contracts, invoices, bank information, KYC documents and any other information reasonably required for the mandate.

The client is also responsible for paying invoices on time, responding to information requests, correcting incomplete files, obtaining internal approvals, instructing its own counsel where needed, disclosing material risks, and ensuring that all information provided to Financely is accurate and lawful.

Financely may pause, limit or terminate work if the client fails to cooperate, withholds material information, provides misleading documents, refuses to complete KYC, delays payment, changes the scope without agreeing revised fees, or acts in a manner that creates legal, reputational, compliance or commercial risk.

8. No Guarantee Of Funding, Issuance Or Closing

Financely does not guarantee that any lender, investor, bank, fund, insurer, guarantor, underwriter, trustee, escrow provider or other third party will approve, issue, fund, invest in, underwrite, insure, guarantee, close or participate in a transaction.

Any indication of potential interest from a third party is non-binding unless the relevant third party issues a binding written commitment and all conditions are satisfied. Financely’s advisory fees compensate Financely for professional work performed. They are not contingent on closing unless a signed agreement expressly states otherwise.

A client cannot refuse to pay for advisory work merely because a capital provider later declines the transaction, requests a different structure, changes its risk appetite, imposes conditions, delays review or requires additional documentation.

9. Professional Conduct, Abuse And Defamation

Financely expects all client communications to remain professional, factual and commercially reasonable. Financing mandates can be complex, time-sensitive and stressful. Clients may raise concerns, request clarification, challenge invoices in good faith or make complaints through the appropriate channel.

Abuse will not be tolerated. This includes threats, harassment, intimidation, discriminatory remarks, personal attacks, blackmail, coercive behaviour, abusive language, repeated bad-faith accusations, reputational threats, extortionate demands or attempts to force work outside the agreed scope without payment.

False, misleading, malicious or defamatory statements about Financely, its directors, officers, consultants, advisers, employees, contractors, partners, service providers or mandate work will be treated seriously. Financely reserves all rights to protect its reputation, commercial interests, confidential information, client files, personnel and lawful business operations.

Where necessary, Financely may take lawful steps including preserving evidence, restricting communications to written channels, suspending work, terminating an engagement, reporting abusive or unlawful conduct, notifying relevant platforms, issuing takedown requests, instructing legal counsel, seeking injunctive relief, pursuing damages, recovering unpaid fees and taking any other lawful action available under the applicable agreement and governing law.

10. Relationship With Engagement Terms

This disclaimer should be read together with Financely’s Terms of Engagement, engagement letter, mandate agreement, invoice terms, service proposal, privacy policy, website terms and any signed client agreement.

If there is a conflict between this website disclaimer and a signed written agreement between Financely and the client, the signed written agreement will prevail to the extent of the conflict.

Financely reserves the right to update this disclaimer from time to time to reflect changes in its services, legal requirements, commercial practices, third-party requirements, professional standards, pricing policy or risk management procedures.

11. Reservation Of Rights

All rights are reserved. No delay, partial action, negotiation, goodwill gesture, continued communication or attempt to resolve a client matter commercially shall be treated as a waiver of Financely’s contractual rights, payment rights, legal remedies, confidentiality rights, intellectual property rights, reputational rights or rights against abusive, unlawful, misleading or defamatory conduct.

This disclaimer is provided for general website notice purposes only and should be reviewed by qualified legal counsel before publication. It does not replace Financely’s signed engagement terms, mandate agreements, invoice terms or governing law provisions.