Acquisition Financing
Senior, unitranche, subordinated and blended debt structures for company acquisitions, management buyouts and add-on transactions.
Private Debt Advisory
Capital structures built for transactions banks cannot easily finance.
Financely advises U.S. businesses, sponsors and asset owners on private debt transactions across acquisition finance, asset-based lending, refinancing, bridge capital, special situations, real estate, project finance and structured working capital.
Institutional and private credit
Senior and junior capital
U.S. business transactions
Private credit execution
Structuring, lender mapping, transaction packaging and coordinated distribution.
Operating Companies
Growth, refinancing and working capital
Sponsors & Acquirers
Acquisition and recapitalization debt
Asset Owners
Real estate and infrastructure capital
Complex Transactions
Structured and special situations
Beyond conventional lending
One advisory mandate across the private debt market.
A financing requirement rarely fits neatly into a single lender category. A company acquiring a competitor may need senior acquisition debt and a subordinated tranche. A distributor may require a borrowing-base facility against receivables and inventory. A sponsor facing a maturity may need bridge capital before permanent refinancing becomes available.
Financely approaches the transaction from the capital structure outward. We assess the financing requirement, collateral, cash flows, repayment source, transaction timetable and lender constraints before determining which segment of the private debt market should be approached.
Our role can include transaction assessment, financing strategy, lender mapping, credit presentation, data-room preparation, deal packaging, distribution and coordination with relevant professional counterparties.
We focus on transactions where the financing problem is sufficiently material to justify professional structuring and distribution.
Private debt solutions
Debt advisory across the private credit market.
A mandate can involve a single facility or a blended capital structure involving several instruments, capital providers and levels of seniority.
Corporate and sponsor-backed debt
Financing for acquisitions, balance-sheet recapitalizations, growth and transactions that fall outside standard bank credit parameters.
Private Credit Refinancing
Replacement of bank or non-bank debt, maturity refinancing, covenant-driven recapitalizations and balance-sheet restructuring.
Mezzanine & Subordinated Debt
Junior capital designed to fill the gap between senior debt capacity and sponsor or shareholder equity.
Growth & Recurring-Revenue Debt
Debt capital for established technology, services, healthcare and recurring-revenue businesses with identifiable growth economics.
Bridge-to-Exit Financing
Short-duration capital ahead of an asset sale, equity raise, refinancing, contract payment or another defined liquidity event.
Special Situations & Rescue Capital
Time-sensitive private debt for borrowers dealing with liquidity events, lender exits, failed refinancings or complex credit situations.
Asset-backed and working-capital finance
Facilities underwritten primarily against receivables, inventory, equipment, contracts and other identifiable pools of business assets.
Asset-Based Lending
Revolving and term facilities structured against eligible accounts receivable, inventory, machinery and other business assets.
Inventory Financing
Working-capital facilities for manufacturers, wholesalers, importers and distributors carrying financeable inventory.
Receivables Financing
Financing against B2B invoices and contractual payment obligations from creditworthy commercial counterparties.
Purchase Order & Contract Finance
Capital supporting confirmed purchase orders and contracts where the underlying transaction and repayment source can be verified.
Equipment & Machinery Finance
Debt structures supporting the acquisition or refinancing of productive machinery, vehicles and other mission-critical equipment.
Trade & Commodity Finance
Structured financing for imports, exports, commodity flows, inventory, receivables and transaction-specific working capital.
Asset, real estate and project debt
Private financing for properties, infrastructure, development programs and portfolio-level borrowing requirements.
Commercial Real Estate Bridge Loans
Acquisition, refinancing, repositioning and transitional financing for commercial real estate assets and development sponsors.
Project & Construction Finance
Construction and project debt for infrastructure, energy, industrial, real estate and other capital-intensive developments.
NAV, Holdco & Portfolio Financing
Debt raised against portfolio value, distributions, holding-company assets or diversified pools of underlying investments.
Transaction execution
A financing process built around credit fundamentals.
Private lenders price and underwrite risk differently. The same transaction can produce materially different outcomes depending on lender mandate, collateral coverage, leverage, cash-flow profile, industry, duration and repayment mechanics.
- Capital structure assessment. Determine the appropriate instrument, seniority and financing amount.
- Credit positioning. Organize the transaction around the information required for a lender to make a credit decision.
- Lender mapping. Identify capital providers whose investment mandate corresponds with the transaction.
- Transaction packaging. Coordinate financial, commercial and collateral information into an institutionally usable package.
- Distribution and coordination. Present the opportunity to relevant capital providers and manage information flow throughout the process.
How a mandate works
From financing requirement to lender process.
Each transaction is assessed individually. The work required depends on the borrower, capital structure and complexity of the mandate.
01 / ASSESS
Transaction Assessment
We review the financing objective, business, cash flows, security package, repayment source and material transaction constraints.
02 / STRUCTURE
Financing Strategy
We determine which debt structure and segment of the private capital market best corresponds with the transaction.
03 / PACKAGE
Credit Preparation
Relevant financial, commercial and transaction information is organized for lender review and due diligence.
04 / DISTRIBUTE
Capital Provider Outreach
The opportunity is presented to selected counterparties with coordination through diligence, structuring and documentation.
Client profile
Built for established businesses and serious transactions.
Financely is a B2B advisory firm. Our private debt work is designed for companies and sponsors with a defined capital requirement and sufficient financial information to support professional underwriting.
Post-revenue companies
Established operating businesses with identifiable revenues, assets or contractual cash flows.
Corporate acquirers
Buyers seeking debt to finance acquisitions, recapitalizations and strategic transactions.
Private equity sponsors
Sponsors requiring acquisition, portfolio, bridge, mezzanine or refinancing solutions.
Developers & asset owners
Sponsors financing commercial real estate, infrastructure, energy and industrial assets.
Importers & distributors
Businesses financing receivables, inventory, purchase orders and commercial trade flows.
Complex credit situations
Borrowers whose transaction requires a structure outside conventional bank underwriting.
Advisory and capital-provider coordination
Financely advises post-revenue businesses on accessing capital by presenting opportunities to professional investors and capital providers, coordinating when appropriate with regulated broker-dealers, investment banks, legal counsel and other professional counterparties. Financely is not a bank or direct lender, does not accept client deposits or collateral, does not solicit or accept securities orders, and makes no assurance of financing outcomes. Credit approval and final terms remain subject to the independent decision of the applicable capital provider.
Frequently asked questions
Private debt advisory.
Financing structures vary materially by borrower, collateral, industry, leverage and transaction objective.
What types of private debt does Financely advise on?
Financely advises on acquisition financing, refinancing, asset-based lending, special situations, bridge debt, mezzanine capital, growth debt, commercial real estate debt, project finance, inventory finance, receivables finance, contract finance, equipment finance, trade finance and portfolio-level debt structures.
Is Financely a direct lender?
No. Financely is an advisory firm. We assess and structure financing requirements, prepare transactions for the market and coordinate distribution to appropriate capital providers and professional counterparties. Funding decisions remain with the applicable lender or investor.
What size transactions can be considered?
Transaction size depends on the financing product and borrower profile. Private debt mandates are generally most suitable where the financing requirement is large enough to justify professional structuring, due diligence and lender distribution. Larger and more complex transactions may involve multiple facilities or capital providers.
Can Financely advise on acquisition financing?
Yes. Acquisition mandates may involve senior debt, unitranche facilities, asset-based lending, mezzanine debt, bridge capital or a blended structure. The appropriate capital stack depends on purchase price, EBITDA, leverage, collateral, sponsor equity and expected post-closing cash flows.
Can private credit replace an existing bank facility?
Potentially. Private lenders can be relevant where a company needs to refinance an existing facility, address an upcoming maturity, increase borrowing capacity or move outside a bank's credit parameters. Feasibility depends on financial performance, collateral and the proposed repayment structure.
Does Financely work on asset-based lending transactions?
Yes. ABL mandates can be structured against eligible receivables, inventory, equipment and other business assets. Lenders commonly analyze asset quality, advance rates, concentrations, dilution, reporting systems and collateral controls when determining borrowing capacity.
Do you advise on special-situation financing?
Financely can assess special-situation and time-sensitive financing where there is credible enterprise value, collateral, contractual repayment capacity or another identifiable exit. These transactions normally require deeper diligence and are evaluated individually.
Can private debt finance commercial real estate?
Yes. Private real estate debt can support acquisitions, refinancing, construction, repositioning and transitional assets. Underwriting normally considers property value, cash flow, sponsor experience, leverage, the business plan and the expected refinancing or sale exit.
Can several types of debt be combined in one mandate?
Yes. Some transactions require more than one capital source. A structure could combine an ABL revolver with a term loan, senior acquisition debt with mezzanine capital, or project debt with another tranche of structured capital.
What information is normally required?
Requirements vary by transaction. Capital providers commonly require financial statements, management accounts, debt schedules, ownership information, projections, transaction details, collateral information and relevant commercial contracts. More complex mandates can require additional third-party reports and legal documentation.
Does Financely charge mandate fees?
Yes. Financely operates on a paid professional advisory basis. Engagements can involve transaction assessment, structuring, lender mapping, credit preparation, diligence coordination and distribution. Applicable fees and scope are established before the corresponding mandate work begins.
Does paying a mandate fee guarantee financing?
No. Mandate fees compensate Financely for professional advisory and execution work. They do not purchase credit approval and do not guarantee that a capital provider will approve or fund the transaction.
How do we start?
Submit a financing request with a clear description of the company, financing amount, use of proceeds and proposed transaction. Financely can then determine whether the requirement fits our advisory scope and provide the applicable engagement terms.
Submit a transaction
Bring us the financing requirement.
Tell us what the business is financing, how much capital is required and what supports repayment. We will determine whether the transaction fits our private debt advisory scope.