100% Remote. No Travel Required. We prepare the file, set up the documentation banks ask for, introduce you to decision makers, and keep the process moving from intake to submission. Where a bank requires a live meeting or branch attendance, your Nominee Director or local representative can attend on your behalf where permitted.
This service is structured for non-residents who want a credible route into the US banking system with proper KYC preparation, tax registration support, and full ownership disclosure.
Service Tiers
Launch Package
USD 9,650
- ITIN application management end-to-end
- US business address and digital mail forwarding
- KYC pre-check and banker introductions
- Build and submit your file to at least 2 US banks or regulated fintechs
- EIN application if needed
- Optional entity formation in Delaware or Wyoming at cost
Introductions depend on risk profile and industry. Final approval remains the bank’s decision.
Full Package
USD 18,500
- Everything in the Launch Package
- SPV set-up and account opening support
- One year Nominee Director Service with US resident director
- Dedicated compliance manager and weekly progress calls
- Business credit card applications with AMEX and Capital One where eligible
- Stripe or PayPal onboarding after account activation
Card approvals are issuer decisions and may require an ITIN, a US credit file, or a security deposit.
Process And Deliverables
| Step | What Happens |
|---|---|
| 1. Intake and risk screen | We review owners, industry, projected volumes, geographies, and sanctions exposure. If the file is not bankable, you hear that upfront. |
| 2. IDs, address, and tax | We secure your US address, prepare ITIN and EIN filings, and gather the corporate documents a banker expects to see in one clean file. |
| 3. Entity and SPV | We form or onboard your company or SPV, appoint the Nominee Director if selected, and organize the governance documents needed for onboarding. |
| 4. Banker introductions | We place your file with suitable US banks or regulated fintechs, coordinate introductions, and help you prepare for live KYC calls. |
| 5. Account opening | We track checklists, respond to follow-up KYC queries, and coordinate uploads or couriers until the account is opened or a formal decision is issued. |
| 6. Cards and payments | The Full Package includes AMEX and Capital One applications where eligible, plus Stripe or PayPal onboarding after activation. |
What We Need From You
Identity And Ownership
Passport, secondary ID, proof of address, full UBO disclosure, and a structure chart where holding companies or layered ownership are involved.
Business Profile
What you sell, who you sell to, expected monthly volumes, operating countries, and your AML and sanctions controls.
Supporting Documents
Contracts or invoices if live, website or deck, and any licenses. Strong evidence helps the file move faster through compliance review.
Availability
You must be reachable for bank calls, e-signatures, and verification requests. Your Nominee Director can attend branch visits where permitted.
Refund Guarantee
We stand behind our work. If we accept your mandate and fail to deliver the listed tier deliverables within the agreed timeline, we refund our service fee.
Launch Package: ITIN filing, US address live, EIN filing if selected, and submission of at least two complete applications to US banks or regulated fintechs.
Full Package: All Launch deliverables plus SPV formed, Nominee Director appointed for one year, and AMEX or Capital One applications lodged where eligibility criteria are met.
Excluded from any refund are third-party costs such as state fees, IRS fees, notary, apostille, shipping, and KYC vendor charges. Bank and card approvals are never guaranteed.
Frequently Asked Questions
Is this 100% remote?
Yes for most clients. We route to banks offering remote onboarding. If a branch visit is required, your Nominee Director or local representative attends where permitted.
Do you guarantee a bank account?
No. Only the bank can approve an account. We guarantee delivery of your tier’s services and placement of your file with decision makers.
Which banks do you work with?
We introduce your file to suitable US banks and regulated fintechs based on your risk profile and industry. The final list depends on your file.
Can I apply for AMEX and Capital One without an SSN?
Some products accept ITINs or secured options. Approval remains the issuer’s decision. The Full Package includes preparation and submission where you are eligible.
How long does it take?
Typical timing is 3 to 8 weeks from a clean file to decision, depending on bank workload and your responsiveness.
What does the Nominee Director do?
A US resident director handles administration and bank communication and can attend branch visits where permitted. UBOs remain fully disclosed and in control.
Can you work with my existing company?
Yes. We can onboard an existing US or foreign entity where documents and good standing are in order.
Do you help with tax filings?
We introduce CPA partners for federal and state filings. Their fees are separate and paid directly.
Ready To Proceed
Send your details and we will confirm eligibility and next steps for your chosen tier.
Important
UBO disclosure: Ultimate beneficial owners must be disclosed to banks and regulators. The Nominee Director does not mask ownership.
Bank discretion: Approval is the bank’s decision after KYC and risk review. We prepare and place your file and manage the process end-to-end.
Prohibited activities: We do not place files involving sanctions breaches, illegal activity, or misrepresentation. If facts change, the mandate may be terminated.
This page describes a paid file-preparation and placement service for non-resident founders and business owners seeking US banking access. Financely is not a bank and does not issue bank approvals, payment cards, or payment processor accounts. All onboarding outcomes remain subject to bank, fintech, and issuer compliance review.