Senior Secured Acquisition Loan
First-lien acquisition debt supported by the target's cash flow, assets and repayment capacity.
Acquisition Financing Advisory
Acquisition Financing for a $5M–$50M Business Purchase
Financely structures and places acquisition financing for entrepreneurs, independent sponsors, operating companies and strategic buyers acquiring established businesses.
We build the acquisition capital stack around the target's cash flow, purchase price, sponsor equity, collateral, transition requirements and post-closing working-capital needs. Financely provides these services under a paid advisory mandate.
Request an Acquisition Finance Quote Transaction
$5M–$50M Purchase
Established operating-business acquisitions.
Structure
Multi-Layer Capital Stack
Senior, subordinate and sponsor capital.
Underwriting
Cash Flow + Collateral
Structure follows the target's credit profile.
Engagement
Paid Advisory Mandate
Structuring and placement are remunerated services.
Acquisition Capital
Match the Debt Structure to the Business You Are Buying
Acquisition financing is underwritten around sustainable EBITDA, free cash flow, leverage capacity, asset coverage, customer concentration, management continuity and the amount of sponsor capital entering the transaction.
Capital Stack
Financing Structures We Can Place
The appropriate acquisition structure depends on the target, buyer, enterprise value and post-closing capital requirement.
Direct Lending
Institutional private-credit capital for transactions requiring flexibility, speed or bespoke underwriting.
Single-Tranche Acquisition Debt
Combine senior and junior economics within a simplified acquisition facility where appropriate.
ABL Acquisition Finance
Use eligible receivables, inventory or other business assets to support acquisition and post-closing liquidity.
Seller Note
Integrate deferred seller consideration to reduce the day-one external financing requirement.
Bridge & Subordinate Capital
Fill the remaining capital gap between senior debt, sponsor equity and purchase consideration.
Credit Underwriting
What Capital Providers Will Evaluate
Target EBITDA
Historical earnings quality and normalized operating cash flow.
Purchase Price
Enterprise value, valuation support and transaction consideration.
Sponsor Equity
Cash equity, rollover equity and other subordinate capital.
Debt Service
Ability of post-closing cash flow to support financing obligations.
Business Risk
Customers, suppliers, cyclicality, management and competitive position.
Closing Liquidity
Working capital and liquidity available immediately after acquisition.
Execution
From Signed LOI to Funded Acquisition
We structure the transaction before capital placement so lenders receive a coherent acquisition financing package rather than an unstructured request for debt.
01
Underwrite
Target financials, purchase terms and sponsor profile.
02
Structure
Build senior, subordinate and equity architecture.
03
Package
Prepare lender materials and transaction model.
04
Place
Distribute the mandate to relevant capital providers.
05
Close
Coordinate terms, diligence, documentation and funding.
Paid Advisory Services
Financely Works Under a Paid Acquisition Finance Mandate
Acquisition financing requires underwriting, financial modeling, lender selection, transaction packaging, capital placement and negotiation. These are paid professional advisory services. Engagement begins after execution of our mandate and payment of the applicable structuring retainer.
Capital Structure Design
Determine the appropriate mix of debt, equity and subordinate capital.
Debt Capacity Analysis
Model leverage, repayment capacity and post-closing liquidity.
Lender Packaging
Prepare the acquisition financing file for institutional underwriting.
Capital Placement
Coordinate outreach across suitable banks and private-credit providers.
Term Sheet Negotiation
Compare economics, collateral, covenants and execution requirements.
Closing Coordination
Support diligence and financing workstreams through completion.
Frequently Asked Questions
Acquisition Financing
Can you finance a $5 million business acquisition?
Eligible transactions can be structured across senior debt, private credit, asset-based finance, seller paper and sponsor equity depending on the target and buyer.
Can you finance a $50 million acquisition?
Yes. Larger middle-market acquisitions can be placed with private-credit funds, direct lenders, banks and other suitable capital providers depending on credit quality and structure.
Do you provide the acquisition loan directly?
Financely acts as a paid structuring and capital-placement advisor. Third-party financing institutions provide the debt following their own underwriting and approval.
Do you charge an upfront advisory fee?
Yes. Financely's acquisition-finance work is performed under a paid advisory mandate. The applicable retainer reflects the transaction size, complexity and required placement scope.
Have a $5M–$50M Acquisition Under LOI or Contract?
Submit the purchase price, target financials, EBITDA, sponsor equity, requested financing amount, transaction timeline and acquisition documentation. We can structure the financing mandate and coordinate capital placement under a paid advisory engagement.
Request an Acquisition Finance QuoteFinancely provides paid acquisition-finance advisory, transaction structuring and capital-source coordination on a best-efforts basis. Financely is not a bank or direct lender. Financing is provided by third-party institutions following independent underwriting and approval. Engagement requires execution of the applicable advisory agreement and payment of the agreed retainer. Financely does not guarantee financing, terms or transaction completion.
Download the Structured Trade & Commodity Finance Guide
Understand how physical trade can be financed across the full transaction cycle, from supplier payment and pre-shipment funding through inventory, borrowing bases, documentary credit, receivables and final repayment. The guide outlines the core structures lenders evaluate, the documentation required and how transactions are prepared for financing.