Sender and Funds Review
Review the sender, beneficial ownership, sending institution, source of funds, proposed transaction amount and commercial purpose before institutional onboarding begins.
Cross-Border Receiving Infrastructure
IPIP and S2S Receiving Account Setup Service
Corporate structuring, receiving-account coordination and institutional onboarding for qualified high-value transfers described by counterparties as IPIP or server-to-server transactions.
Financely coordinates the receiving architecture only after the sender, source of funds, underlying commercial purpose, transaction documentation and proposed sending institution have passed preliminary review.
Execution Mandate
Covers transaction review, receiving structure, SPV work where required, institutional onboarding coordination and execution support. Third-party corporate, banking, legal and compliance costs may apply separately.
Mandate Fee
USD 62,500
Sender Verification → Structure → Onboarding → Receipt
Build the Receiving Structure Before Funds Are Sent
Large cross-border transactions should be reviewed before a sender initiates payment. Beneficiary ownership, banking capability, source of funds, economic purpose and downstream disbursement requirements all need to be understood in advance.
Receiving Account Setup
What the Service Covers
The mandate is designed for corporate counterparties with a real, documented commercial transaction that requires a compliant receiving structure.
Corporate Receiving Vehicle
Determine whether the beneficiary can use an existing operating company or whether a dedicated SPV is appropriate for the transaction.
Receiving-Account Coordination
Coordinate onboarding with institutions willing to evaluate the actual transaction, currency, counterparties and proposed payment route.
Receipt and Controlled Disbursement
Where accepted by the receiving institution, coordinate execution requirements and the documented downstream disbursement plan.
Transaction Execution Sequence
The objective is to establish a documented banking pathway before any high-value transfer is attempted.
Establish sender identity, beneficial ownership, commercial background and sending-bank information.
Review source of funds, economic purpose, contracts and supporting transaction documentation.
Structure a receiving entity when justified by ownership, jurisdiction or transaction requirements.
Coordinate institutional onboarding around the actual proposed transfer.
Transfer proceeds only after the receiving institution confirms the supported payment mechanics.
Execute documented onward payments according to lawful transaction instructions and account controls.
Institutional Acceptance
The Label “IPIP” or “S2S” Does Not Override Bank Procedures
The receiving institution ultimately determines whether it can accept the proposed payment and which actual banking format, correspondent route or settlement mechanism must be used.
Financely does not promise that a bank will accept a transaction
merely because a sender describes it as IPIP, IPID or S2S.
Any proposed receiving structure remains subject to the receiving
institution's own onboarding, compliance, sanctions screening,
source-of-funds review and operational capabilities.
Clients seeking the broader receiving service can review Financely's IPIP transfer receiving service.
For account-specific mandates, see our IPIP bank transfer receiving account setup service.
Initial Underwriting
Information Required Before We Accept the Mandate
| Requirement | What We Need |
|---|---|
| Sender | Legal name, jurisdiction, beneficial ownership and corporate documentation. |
| Sending Institution | Legal bank or institution name, jurisdiction and proposed sending mechanics. |
| Source of Funds | Documentary evidence showing how the transfer proceeds were generated. |
| Purpose | The commercial, investment or corporate purpose for which the funds are being transferred. |
| Amount / Currency | Exact expected transfer amount, denomination and any proposed tranches. |
| Disbursement | Intended recipients and economic reason for onward payments. |
Qualification
Transactions We Will and Will Not Consider
Appropriate Mandates
- Identifiable corporate sender
- Verifiable beneficial ownership
- Documented source of funds
- Real commercial or investment purpose
- Identified sending institution
- Clear beneficiary structure
- Documented downstream disbursement
- Full KYC cooperation
We Do Not Accept
- Anonymous senders
- Unverified screenshots or account images
- Requests to disguise beneficial ownership
- Unexplained third-party funds
- Unverifiable bank claims
- Requests to bypass AML or sanctions controls
- Fabricated source-of-funds documents
- Transactions with no credible economic purpose
Post-Receipt Execution
Receiving and Disbursement Are Part of One Compliance Process
Where onward disbursement is required, the payment instructions should be disclosed during onboarding rather than introduced after the incoming funds arrive.
Financely also maintains a dedicated IP/IP transfer receiving and disbursement page covering the wider execution model.
Need an IPIP or S2S Receiving Structure?
Submit the sender, sending institution, transaction value, source of funds, commercial purpose and proposed beneficiary structure. Qualified transactions can proceed to a USD 62,500 execution mandate.
Start an IPIP Receiving MandateFAQ
What is an IPIP receiving account?
The phrase is commonly used by counterparties describing a corporate account expected to receive a large cross-border transfer. Actual account and payment capabilities are determined by the receiving institution.
Can Financely guarantee that an IPIP transfer will be received?
No. Final account opening and transfer acceptance remain subject to the receiving institution's independent compliance and operational approval.
Can you set up an SPV for the transfer?
A dedicated SPV can be considered where there is a legitimate corporate reason for using one and the structure is acceptable to the relevant institutions and professional advisers.
How much is the execution mandate?
The execution mandate is USD 62,500. External legal, corporate, banking and other third-party costs may apply separately.
Can the account disburse funds after receipt?
Potentially. The intended disbursement structure should be disclosed and approved during onboarding. All onward payments remain subject to account controls and applicable compliance requirements.
Does Financely operate the receiving bank?
No. Financely provides paid advisory, structuring and execution coordination. Account opening and banking services are provided by independent institutions.
Financely provides paid corporate structuring, transaction advisory
and banking-onboarding coordination on a best-efforts basis.
Financely is not a bank, payment institution or deposit-taking
institution and does not hold client money. References to IPIP,
IPID, S2S or related terminology reflect terminology used by
counterparties and do not constitute a representation that such
terminology describes a universally recognized banking rail. Final
account opening, payment routing, transfer acceptance and
disbursement remain subject to independent institutional approval,
KYC, AML, sanctions screening, source-of-funds review and applicable
law.