Hotel Financing Lenders for Acquisition, Bridge and Construction Loans

Hotels are one of the hardest asset classes to finance. Income moves every night, lenders worry about the flag, the operator and the market, and many banks cut their hospitality exposure years ago.

That doesn't mean the money isn't there. It means you need to know which lenders are active in hotels right now, what they want to see, and how to present your deal so it gets through credit. That is our job.

Hotel loans we arrange

Acquisition financing Senior debt for buying branded, independent and boutique hotels, with leverage sized to trailing and projected performance.

Bridge loans Short-term capital for repositioning, lease-up after renovation, or closing quickly while longer-term debt is lined up.

Construction financing Ground-up and conversion projects, including senior construction debt and mezzanine where the capital stack needs it.

Refinancing and PIP loans Refinancing maturing debt, cash-out refinance and funding for brand-mandated property improvement plans.

Why borrowers use a broker for hotel debt

Sending your deal to every lender you can find gets you silence. Hotel lenders each have a narrow box covering flag, market, keys, loan size and sponsor experience. We match your deal to the lenders whose box it fits, and we package it the way their credit teams expect, with operating history, RevPAR and ADR trends, the business plan and the exit.

How it works

Request an estimate

Tell us about the hotel, the loan you need and your timeline. We send back an estimate covering scope and fee.

We structure the request

Once you approve the engagement, we review the numbers, size the debt and build the credit package lenders need to say yes.

We place it with the right lenders

We approach banks, debt funds and specialist hospitality lenders that fit your deal, then help you compare terms and get to closing.

Not ready for a full mandate? Start with a USD 500 deal assessment. We review your hotel deal and tell you plainly how lenders will see it, and the fee is credited against the arranger fee if you go on to a full engagement. We also arrange broader commercial real estate financing and project finance for larger developments.

Get your hotel deal in front of the right lenders

Request an estimate and we will tell you what it takes to finance your hotel.

Request a Free Estimate

Frequently asked questions

Is Financely a hotel lender?

No. We are a commercial debt broker. We structure your financing and place it with lenders from our network, working on your side of the table.

Do you finance independent hotels as well as branded ones?

Yes. Independent and boutique hotels are financeable, though lenders will look harder at operating history, management and location. We make sure your package answers those questions up front.

How long does hotel financing take?

It depends on the loan type, the lender and how ready your documents are. Bridge loans can close faster than construction or long-term senior debt. Your estimate will set out a realistic timeline for your deal.

Financely is a commercial debt advisory and arranging firm, not a lender or broker-dealer. Any financing is subject to lender underwriting, due diligence, credit approval, documentation and conditions precedent, and no outcome, terms or closing timeline is guaranteed.

Find the Right Lender for Your Hotel Deal