Purchase Finance
Finance qualifying commodity purchases required to fulfill the signed offtake.
Purchase Finance →Commodity Offtake Finance Advisory
Financing a Signed Commodity Offtake Agreement
Financely structures and places execution capital for producers, traders, processors and suppliers holding signed commodity offtake agreements.
A signed offtake creates a defined commercial exit. Financing is then structured around the supplier obligation, production or purchase requirement, commodity, logistics, margin, buyer payment mechanics and repayment cycle. Financely provides this work through paid structured trade-finance advisory mandates.
Request a Commodity Finance Quote Commercial Anchor
Signed Offtake
Defined buyer and contracted demand.
Capital Need
Execution Funding
Purchase, production, logistics and inventory.
Repayment
Buyer Proceeds
Structure follows the contracted cash cycle.
Engagement
Paid Advisory
Structuring and placement require a mandate.
Contracted Commodity Sales
Use the Offtake to Build the Repayment Architecture
An enforceable offtake with a credible buyer can provide a lender with visibility over the commercial exit. The financing structure still has to address procurement, supplier performance, commodity control, logistics, documentation and the timing of buyer proceeds.
Financing Structures
Capital From Procurement Through Buyer Payment
Supplier Payment Finance
Fund approved suppliers while aligning repayment with the contracted buyer exit.
Supplier Payment Finance →Pre-Shipment Finance
Finance production, sourcing and eligible costs before the commodity is delivered.
Pre-Shipment Finance →Inventory Finance
Finance eligible commodity stock once it enters an acceptable collateral-control structure.
Inventory Finance →Borrowing Base
Create recurring availability against eligible inventory and receivables.
Borrowing Base Finance →Receivables Finance
Finance eligible buyer payment obligations once delivery and invoicing occur.
Post-Shipment Finance →Lender Underwriting
What Makes a Signed Offtake Financeable
The offtake gives the transaction a commercial exit. Lenders also underwrite the chain required to reach that exit.
Offtaker Credit Quality
Buyer identity, payment history, financial strength and contractual obligations.
Execution Capability
Ability of the borrower to source, produce and deliver the commodity.
Product & Specification
Grade, quality, inspection, origin and contractual specifications.
Transaction Margin
Purchase cost, sale price, logistics and financing costs within the trade.
Movement & Control
Warehouse, vessel, terminal, transport, inspection and title-transfer mechanics.
Repayment Mechanics
LC, open account, controlled account, assignment or other buyer settlement structure.
Transaction Architecture
From Signed Offtake to Self-Liquidating Facility
The facility is designed around the movement of capital, commodity and buyer proceeds across the transaction.
01
Offtake
Confirm buyer, quantity, pricing and delivery obligations.
02
Source
Verify supplier or production pathway and purchase cost.
03
Fund
Finance eligible purchase and execution costs.
04
Control
Track inventory, title, logistics and transaction documents.
05
Deliver
Complete contractual shipment or delivery obligations.
06
Repay
Buyer proceeds repay the financier and release residual margin.
Commodity Coverage
Offtake Financing Across Physical Commodity Markets
Copper & Base Metals
Cathodes, concentrates and qualifying physical metals transactions.
Petroleum Products
Crude, refined products and eligible physical petroleum trades.
Grains & Soft Commodities
Wheat, corn, sugar, coffee, cocoa and other qualifying agricultural trades.
Raw Materials
Industrial commodities, feedstocks, polymers and other physical inputs.
Mineral Products
Eligible ores, concentrates and processed mineral products.
Cross-Border Commodity Flows
Import, export and intermediary trades with identifiable counterparties.
Paid Advisory Services
Structuring and Placement Are Paid Professional Services
Financely underwrites the transaction, designs the financing architecture, prepares the lender package, coordinates diligence and distributes the mandate across suitable trade finance and private-credit providers. This work is performed under a paid advisory mandate and begins after execution of the engagement and payment of the applicable retainer.
Offtake Analysis
Review buyer obligations, quantity, pricing and payment terms.
Transaction Modeling
Calculate purchase cost, margin, funding need and repayment cycle.
Facility Structuring
Select purchase, inventory, borrowing-base or receivables architecture.
Credit Packaging
Prepare a lender-ready transaction file and supporting documentation.
Capital Placement
Approach appropriate trade-finance and private-credit institutions.
Closing Coordination
Support KYC, KYT, diligence, documentation and funding conditions.
Frequently Asked Questions
Commodity Offtake Financing
Can a signed commodity offtake agreement support financing?
Yes. A credible and enforceable offtake can provide the commercial exit around which purchase, pre-shipment, inventory or receivables financing is structured.
Can the facility pay the commodity supplier directly?
Certain transaction structures can provide controlled disbursement directly to approved suppliers or other defined transaction counterparties.
Can you finance a commodity trader with limited balance-sheet assets?
Transaction-specific facilities can place greater emphasis on the offtake, buyer, commodity, margin, collateral controls and repayment mechanics. Final credit appetite depends on the entire transaction.
Do you provide free lender introductions?
Financely provides paid structured trade-finance advisory and capital-placement services. Engagement begins under a paid mandate covering underwriting, structuring, packaging and placement.
What documents should be submitted?
The transaction file should generally include the signed offtake, supplier or purchase contract, borrower information, transaction economics, commodity specification, logistics, payment procedure and requested financing amount.
Have a Signed Commodity Offtake and Need Capital to Perform?
Submit the offtake, supplier agreement, commodity, volume, purchase price, sale price, delivery terms, logistics, payment mechanism and required facility. Financely can structure and place the transaction under a paid structured trade-finance advisory mandate.
Request a Commodity Finance QuoteFinancely provides paid structured trade-finance advisory, transaction structuring and capital-source coordination on a best-efforts basis. Financely is not a bank or direct lender. Financing is provided by third-party institutions following their independent underwriting and approval. Engagement requires execution of the applicable advisory agreement and payment of the agreed retainer. Transactions remain subject to KYC, AML, sanctions, KYT, counterparty verification, commodity and logistics diligence, documentation and applicable conditions precedent. Financely does not guarantee financing or transaction completion.
Download the Structured Trade & Commodity Finance Guide
Understand how physical trade can be financed across the full transaction cycle, from supplier payment and pre-shipment funding through inventory, borrowing bases, documentary credit, receivables and final repayment. The guide outlines the core structures lenders evaluate, the documentation required and how transactions are prepared for financing.