Need a Commercial Real Estate Bridge Loan to Close a Gap Fast?
Financely is a private debt advisory firm focused on gap financing for commercial real estate. We help sponsors, buyers, and owners structure bridge loan requests for acquisitions, refinance gaps, time-sensitive closings, partner buyouts, and transitional assets.
- Acquisition bridge debt
- Refinance shortfalls and payoff pressure
- Lease-up and repositioning situations
- Sponsor equity gaps and timing mismatches
Need a lender-ready bridge debt request? Start with a term sheet request and we will review the deal, underwrite the file, and position it for the right debt channels.
Request a Term SheetBridge Debt For Deals That Need Speed, Structure, And a Real Capital Plan
Commercial real estate bridge loans are not long-term mortgages. They are short-duration debt solutions used when a property or transaction is not ready for permanent financing, when a closing timeline is tight, or when there is a capital gap that a plain-vanilla lender will not fill. That can include acquisition closings under PSA, refinance pressure ahead of maturity, light or heavy transitional business plans, or timing mismatches between equity and senior debt.
Our role is not to pretend to be a bank. Our role is to evaluate the deal, underwrite the request, package the file properly, and present it to relevant private debt channels on a best-efforts basis. That means sharper lender targeting, better documentation, and fewer dead-end conversations.
Who We Help
Buyers Under Contract
Borrowers with a signed LOI or PSA who need a bridge solution to close on time.
Owners Facing a Refinance Gap
Properties with a maturity deadline, payoff pressure, or proceeds shortfall from the takeout lender.
Transitional Assets
Lease-up, repositioning, renovation, tenancy rollover, or operational cleanup before permanent debt.
Positioning matters. We specialize in gap financing. That means we are often most useful when the senior loan is not enough, the closing clock is ticking, or the asset is not yet clean enough for conservative lenders.
How We Work
Evaluate
We review the asset, sponsor, timeline, debt ask, and business plan to see whether the request is financeable.
Underwrite
We identify weak points in leverage, DSCR, liquidity, collateral position, and transaction structure before outreach starts.
Present
We package the opportunity for relevant private debt sources that actually look at bridge and gap situations.
90-Day Refund Guarantee
If your file is complete, accurate, and responsive, and we fail within 90 days of full intake to deliver at least one of the following, we refund the advisory fee:
- A live lender review
- A written term sheet indication
- A formal lender decline with actionable credit feedback
This guarantee is meant to show we take paid mandates seriously. It does not mean guaranteed funding, guaranteed pricing, or guaranteed closing. It means we do the work or we give the fee back.
Frequently Asked Questions
Are You a Direct Lender?
No. Financely is a private debt advisory firm. We evaluate, underwrite, structure, and introduce bridge loan requests to relevant third-party capital sources on a best-efforts basis.
What Is a Bridge Loan Used For?
Usually for short-term commercial real estate needs such as acquisitions, refinance gaps, payoff pressure, lease-up periods, repositioning, partner buyouts, or other transitional situations where permanent financing is not yet available or not enough.
What Do You Need to Review a Deal?
At minimum, the property summary, purchase contract or refinance context, rent roll where relevant, operating figures, sponsor background, requested loan amount, target timeline, and a clear explanation of the gap being filled.
Do You Guarantee Funding?
No. We do not guarantee lender approval, pricing, or closing. We guarantee serious work on the mandate, subject to the conditions in the 90-day refund guarantee.
Financely provides private debt advisory and lender introduction services. We are not a direct lender, bank, mortgage company, or credit provider. All financing remains subject to underwriting, diligence, documentation, market conditions, and third-party approval.