Submit your Nigerian oil and gas contract for funding.
Financely structures contract-backed working capital for contractors operating in Nigeria. We support oilfield services, drilling support, EPC, equipment supply, logistics and infrastructure service contracts where the funding need is tied to mobilization, supplier payments, advance payment guarantees, performance bonds or receivables timing.
Have a signed contract that needs funding?
Submit the contract, payment schedule, supplier documents, guarantee requirement and use-of-funds breakdown so Financely can structure the mandate and route it to suitable capital providers.
Finance the gap between contract award and cash collection
Many contractors win valuable contracts and still need capital before the employer releases meaningful funds.
Field setup and execution costs
Funding for personnel, equipment movement, fuel, insurance, HSE requirements, logistics and early contract execution.
Equipment and vendor deposits
Capital for supplier deposits, imported equipment, purchase orders, vendor invoices and delivery-related costs.
APG and performance bond support
Structuring support where the employer requires an advance payment guarantee, performance bond, SBLC or bank guarantee.
Invoice and milestone delays
Financing against certified invoices, approved milestones or payment obligations from credible contract counterparties.
Recurring service contracts
Structured facilities for contractors with repeat contracts, receivables pools or ongoing service obligations.
Foreign suppliers and lender routing
Support for contracts involving offshore suppliers, imported equipment, international lenders or controlled payment routes.
Contract financing structures we arrange
Each mandate is assessed by contract value, buyer quality, payment route, assignment rights, contractor margin and execution risk.
Mobilization finance
Bridge capital for contract setup, site readiness, equipment movement, payroll and operating costs tied to a signed contract.
Supplier payment finance
Funding for supplier deposits, equipment procurement, purchase orders, vendor invoices and delivery obligations.
Advance payment guarantee support
Structuring support where the employer requires an APG before releasing mobilization or advance payment funds.
Performance bond support
Support for performance bond, standby letter of credit or bank guarantee requirements connected to delivery.
Receivables finance
Financing against certified invoices, milestone payments, approved receivables or payment obligations.
Contract monetization
Asset-based lending against signed contracts, receivables, purchase orders, milestones, offtake agreements or contract pools.
Built for contractors with real contractual obligations.
Typical files include drilling support, oilfield services, land rig services, EPC work, industrial equipment supply, logistics, infrastructure services and large contract pools with credible commercial or government-linked counterparties.
- Signed contracts are preferred.
- USD 10 million or more in annual contract value is the preferred starting point.
- Payment assignment, escrow, account control or receivables control improves bankability.
- Cross-border supplier and lender routes can be reviewed case by case.
Who can submit a contract financing deal
The best files have clean contracts, clear payment terms, credible counterparties and enough project margin to carry financing costs.
Mandates suitable for funding submission
- Companies with signed oil and gas, EPC, supply or logistics contracts
- Contract value or annual contract pool of USD 10 million or more
- Credible buyer, employer or contract counterparty
- Clear scope of work, payment schedule and acceptance process
- Supplier invoice, cost breakdown and use-of-funds schedule
- Assignable receivables, escrow route or controlled payment account
Mandates that need more work before funding
- Unsigned contracts, soft awards and broker mandates
- Unverifiable purchase orders or vague employer letters
- No payment source, no margin and no security route
- Contracts with unclear termination or assignment provisions
- Transactions that cannot pass KYC, AML, sanctions or source-of-funds review
- Requests based only on introductions or political access
How deal submission and funding placement works
The process is designed to turn a signed contract into a lender-ready financing file.
Clear pricing for contract financing mandates
Fees cover Financely’s deal assessment, structuring, underwriting preparation, packaging and capital-provider positioning. Lender fees, bank charges and legal costs are separate.
Initial contract assessment, viability check and external consultation to test market interest.
Structuring, underwriting, document packaging and lender-ready financing presentation.
For diversified contract pools, receivables pools or larger programmatic mandates.
Cross-border suppliers, guarantee stacks, offshore SPVs, collateral layering or difficult risk profiles.
| Structure | Indicative lender pricing | Typical use |
|---|---|---|
| Senior receivables ABL | SOFR, EURIBOR or SONIA plus 3.50% to 8.00% p.a. | Certified invoices, strong buyer credit and controlled payment route |
| Private credit contract loan | 10.00% to 18.00% p.a. | Signed contracts with stronger margin and acceptable security |
| Purchase order finance | 1.25% to 3.50% per 30 days | Supplier deposits, equipment procurement and contract delivery |
| Milestone advance | 12.00% to 22.00% p.a. | Work completed against future milestone certification or payment |
| Warehouse line | Base rate plus 4.00% to 10.00% p.a. | Recurring contract pools and repeat receivable origination |
| Profit-share finance | Base coupon plus 5.00% to 25.00% share of defined gross or project profit | Higher-risk mandates where ordinary debt does not solve the gap |
Why contract financing matters in Nigeria
Contractors are taking on larger scopes while local credit remains expensive and guarantee requirements remain common.
High funding cost
Nigeria’s benchmark policy rate was held at 26.5% in May 2026, keeping local debt expensive for contractors.
More indigenous participation
NCDMB reported Nigerian content at 61% in the oil and gas sector by Q3 2025 and announced a USD 100 million equity investment scheme.
More contractor demand
Local Nigerian oil companies are playing a larger role in onshore and shallow-water assets, creating more demand for qualified contractors.
What to submit with the deal
Better documents create faster lender feedback. Incomplete files usually slow down funding.
Core contract documents
- Executed contract
- Scope of work
- Payment schedule
- Milestone terms
- Termination provisions
Cost and supplier file
- Supplier quotes
- Proforma invoices
- Cost breakdown
- Gross margin estimate
- Use-of-funds schedule
Borrower file
- Company profile
- Financial statements
- Bank statements
- Corporate documents
- KYC and ownership records
Common questions
Can an oil and gas contract be financed before the buyer pays?
Yes. The file needs a signed contract, credible buyer, clear payment obligation, workable margin and a receivable or payment route that can be assigned or controlled.
Can Financely help with advance payment guarantees and performance bonds?
Yes. We can structure the file for APG, performance bond, standby letter of credit or guarantee support where the contract and borrower profile are bankable.
What is the minimum contract size?
The preferred minimum is USD 10 million in annual contract value or contract pool value. Smaller files may be assessed where the buyer, collateral, payment route and margin are strong.
Can unsigned contracts be submitted?
Yes, if the file is near execution and supported by credible buyer confirmation. Signed contracts create the strongest path to funding.
How long does funding take?
Routine files may move from complete intake to lender distribution within a few weeks. Funding timing depends on borrower diligence, buyer review, security, guarantees, documentation and lender approval.
Does Financely guarantee funding?
Financely structures, underwrites and routes qualified mandates. Funding remains subject to lender approval, compliance checks, documentation and final credit decision.
Submit your contract financing deal.
Send the signed contract, payment schedule, supplier documents, guarantee requirement and use-of-funds breakdown. Financely will assess the deal, structure the financing request and position the mandate with suitable capital providers where the file is viable.
Submit Your Deal for FundingLegal notice Financely is a capital advisory and structuring firm. Financing approval, pricing, advance rate, guarantee issuance, collateral terms, closing timing and disbursement are subject to lender underwriting, KYC, AML, sanctions screening, credit approval, documentation, bank policy, borrower performance and final investment or credit committee approval. This page is informational and does not constitute an offer of credit or securities.