For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Financely structures and places commercial debt mandates for U.S. operating companies, acquisition sponsors, property investors and developers. We help borrowers identify the right layer of capital, prepare a lender-ready credit package and approach suitable banks, private credit funds, asset-based lenders and specialty finance companies.
A business may need low-cost senior debt, higher-leverage unitranche financing, subordinated mezzanine capital or a short-term bridge facility. Financely assesses the borrower, transaction, collateral, capital stack and closing requirements before pursuing targeted lender outreach.
Financely’s role: Independent debt advisory, transaction structuring, underwriting preparation and lender placement on a best-efforts basis.
Financely is not a bank or direct lender. All financing remains subject to third-party credit approval, due diligence, documentation and closing conditions.
These nine solutions cover the principal debt structures used by U.S. middle-market businesses, buyers, sponsors, investors and commercial property developers.
Senior secured loans can finance growth, refinancing, recapitalization or a defined corporate use of proceeds. Financely prepares the credit case and pursues placement with banks, private credit funds and other commercial lenders whose underwriting criteria match the borrower.
Unitranche financing combines senior and junior debt economics within one facility and one primary lender group. It can simplify documentation and execution for acquisitions, sponsor-backed transactions and middle-market refinancings that need more leverage than a conventional senior loan may provide.
Mezzanine capital sits behind senior debt and ahead of common equity. It can fill a leverage gap in an acquisition, recapitalization, expansion or commercial property transaction when the sponsor wants to reduce the amount of additional equity required.
Financing for independent sponsors, strategic buyers and qualified operators acquiring established U.S. businesses. The capital stack may include senior debt, seller financing, mezzanine capital or a unitranche facility based on cash flow, purchase price, collateral and sponsor equity.
Asset-based facilities calculate availability against eligible accounts receivable, inventory and selected business assets. They can support companies whose collateral base is stronger than their conventional cash-flow lending profile.
Equipment loans and leases can fund machinery, vehicles, production lines, logistics assets and other revenue-generating business equipment. Terms depend on the asset, useful life, valuation, vendor, borrower strength and expected cash flow.
Revolving lines and short-term facilities can support payroll, inventory purchases, supplier payments, seasonal demand and operating expansion. The structure should match the borrower’s cash conversion cycle and recurring source of repayment.
Bridge loans can finance acquisitions, refinancing, lease-up, renovation, stabilization and time-sensitive commercial property closings. Lenders review the current asset, business plan, sponsor equity, exit strategy and projected stabilized value.
Construction facilities can fund eligible land, hard costs, soft costs, interest reserves and development expenses. A complete request should include site control, plans, budget, permits, contractor information, sponsor equity and the repayment or permanent-financing strategy.
We assess the borrower, use of proceeds, amount, collateral, cash flow, leverage and closing timetable.
We determine the appropriate debt product, capital stack, security package and lender-facing presentation.
Qualified mandates are introduced to lenders whose ticket size, sector, geography and risk criteria fit.
We coordinate lender questions, indicative terms, diligence, documentation and closing support.
Provide the requested amount, use of proceeds, borrower profile, financial performance, collateral, existing debt and proposed closing date. Financely will review the file and determine the appropriate advisory and placement scope for qualified transactions.
Financely covers senior secured loans, private credit, unitranche financing, mezzanine capital, acquisition financing, asset-based lending, equipment finance, working capital facilities, commercial real estate bridge loans and construction financing.
No. Financely is an independent debt advisory and placement firm. Banks, private credit funds, asset-based lenders and specialty finance companies make their own credit decisions and provide any approved financing.
Unitranche financing generally combines senior and junior debt into one facility. Mezzanine financing is a separate subordinated layer that sits behind senior debt and ahead of common equity.
Yes. Eligible acquisitions may be financed with senior debt, unitranche debt, mezzanine capital, seller financing and sponsor equity. The available structure depends on the target’s cash flow, collateral, purchase price and buyer experience.
Potentially. Private credit, asset-based lending, equipment finance and bridge lending can accommodate situations that do not fit conventional bank criteria. The transaction must still show a credible repayment case and acceptable risk controls.
Timing depends on the financing type, document completeness, borrower responsiveness, lender appetite, collateral diligence and legal documentation. Financely does not guarantee a closing date.
Financely advises post-revenue businesses on accessing capital by presenting opportunities to professional investors, coordinating when needed with regulated broker-dealers, investment banks, and legal counsel.
We are not a broker-dealer, do not solicit or accept securities orders, serve only B2B clients, and make no assurance of capital-raising outcomes.
For trade finance, project finance, commercial real estate, or business acquisition mandates, submit a request for quote with a concise deal summary and supporting documents.
Our team will review and provide a tailored proposal within 1 to 3 business days.